How To Get A Good Temp Car Insurance Policy
Post date: June 3rd, 2009 |
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Many of us have found ourselves in the position of needing temporary insurance cover for a car for a short period of time. Until the last couple of years, it was actually very difficult to get a temporary car insurance deal as the major providers only had offerings for 10 to 12 months.
Fortunately, there are now many specialist insurers with specific products available online tailored to individuals needs, whether it be short term car insurance, over 50 life insurance or even specialist cover for events and entertainment. There are now some policies available that will protect you from as little as 1 day up to a month. This allows a quick and easy solution to getting covered at short notice with no need to worry when you have finished using the vehicle. Before you would have probably had to take out a one year policy and then have to cancel this when you no longer need the cover. The main downside here was not only the inconvenienence of having to cancel the policy but also the administration fees incurred.
The internet is a great platform to compare the different providers now offering temp cover as you can quickly see the various deals on offer and get instant quotes from many companies. Using a price comparison website will aid in this as quotes from many different insurers can be viewed by just submitting your details and requirements the one time.
It's important to not automatically choose the quote with the lowest price without checking the small print and terms and conditions. It's also worth noting whether the policy can cover more than just one driver on a temporary basis. Many companies give you the option to insure an additional driver, on your vehicle, separately. This gives an advantage of not losing your no claims bonus should an accident occur, which may happen if you just add an additional named driver to your existing deal.