What health insurance plans cover toenail fungus medication and nail removal surgery? Hi, I suffer from toenail fungus, and I've tried ALL home remedies available without success. I'm also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are: 1. Which health insurance plans offer the best coverage to treat toenail fungus? 2. Do they cover the medication and the surgery required in some cases to remove the toenail? Thank you for all your help!

What are some affordable health insurance plans? Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?

What do I need to look for when researching small business health insurance plans? I am researching health insurance plans for my company of 4 employees. However, I am not too sure what to look for. How can I make sure that I get the most beneficial plan?

do you know of any insurance plans that help you on orthodontic treatment? I am planning on having some orthodontic treatment done and my health insurance doesnt cover it, do you know of any reasonable plans that do?

Why do term insurance plans do not find favour with people whereas this is the real insurance to purchase? It is very surprising to note people's repulsion for term plans in general. Just because you get your money back in other endowment plans or other money back or even unit linked plans, it does not make it the best insurance plan for pure insurance need. I wish I could instill more common sense in people in general.

Do you think that dental work should be covered by regular health insurance plans? I don't see why it isn't already. If your teeth get too bad, it can affect your brain. Are there any health insurance plans that include dental, or do you always have to get dental separate?

What are some good, low cost family health insurance plans for us...? My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!

What are some good, low cost family health insurance plans for...? My husband and I need health insurance. He is a full time student and I am full time worker. We cannot get decent health insurance through his school or my work. We are looking for a low deductable, 0% coinsurance, and we need something with great maternity coverage, since we're planning on starting a family soon. If you know of any great plans like this, please share! Thank you for your help!

Wondering how insurance works when you change plans in the middle of a pregnancy.? Right now my husband and I are on his insurance plan and have a high deductible. If we change plans at open enrollment to a plan with a lower deductible and have already started seeing a docor for pregnacy, will the high deductible be the one they go by or the lower one on the plan we are planning to get?

Is your healthy insurance premium tax deductible? Is it better to do a group plan or individual plans? I have a small company with three employees - is it better we get a group health insurance plan or all get individual plans? what are the tax benefits? I was told you can deduct more of the premiums if you are a company rather than an individual?

What is the importance of life insurance plans? I actually planning to get one life insurance for myself. But, I dont know the benefits of this one? Can you please advise?

Can you use multiple vision insurance plans at the eye doctor? I visited the eye doctor recently and was going to purchase new glasses. I have a vision plan through my employer, additional vision insurance through my wife's employer, and a small benefit as part of my basic health insurance. The sales person informed me I could only use one insurance, as per insurance regulations. This came as a surprise, since my wife visited the same office six months ago and had no problem using her primary and secondary insurance sources. Is this person being truthful?

Do you know of any good family health insurance plans for cheap? I currently work in a hopital and pay only $200/month for insurance. I am pregnant with my 2nd child and thinking of cutting my hours at work to where I could no longer carry their insurance plan. We also own a small business, so my husband doesn't carry the insurance. I only have to work 20 hours a week to keep the insurance at my job, and it has awesome benifits, but I would love to be home after the 2nd baby is born. What do you think? Should I keep my insurance at work or any better ideas?

Anybody that has diabetes do you think their should be a insurance plans just for diabetics? Anyone who is a diabetic should understand where i'm comeing from because being a diabetic is very expensive. I'm type 1 and been a diabetic since I was 3yrs old and it's a struggle everyday. Medications are to high. Diabetes is a very serious condition why don't they help diabetics out and you shouldn't have to be 65 and over to get any medicare or medicade or have very low income or a child, they should include people who have diseases at these department of health care services. It shouldn't have to be to a point to where your so ill that you cant do anything for your self to get SSI or any kind of medical help. Also, if they had a insurance plans "just" for diabetics it should cover any and everything.

Are cosmetic dental services such as teeth whitening covered by most dental insurance plans? Other examples might be porcelain veneers, dental implants and bonding. Are these normally covered by regular medical/dental insurance plans provided by employers?

Can someone explain to me what the difference is between a PPO and an EPO regarding insurance plans? Is the only main difference the fact that you have to find someone that is in their network? We are trying to find out which insurance plan is right for us. The EPO is cheaper per month and the co-pays are a little more, however, the PPO only covers visits at 90%, and in the long run the EPO seems cheaper. But what is the catch? Any help? Thanks in advance.

I need to write an article in a newsletter about things we should look for in our health insurance plans for? the new year. What types of things should I write about so that i can inform business owners and individuals what to look for in the new year regarding their health insurance plans?

Why is it that peope who engage in highrisk behaviors are allowed to be on the same health insurance plans as? as the people who are low risk? People who smoke drive up the costs of everybody's health care expenses! Maybe smokers should be covered on separate policies or be covered at higher rates than the rest of us who do not smoke. And how about people who damage their livers from drinking too much? Why are they allowed to be covered on our insurance plans? Maybe we shouldn't require insurance companies or govt. to pay for "self-induced" conditions resulting from the voluntary abuse of the body such as drug use, smoking, drinking, etc. Do you want YOUR money used to pay for those sorts of expenses? Good point happygogilmore. It's just a fact that some risks can be controlled while others cannot. Where do we draw the line? First the pro-lifers refused to cover contraceptives & abortions because it clashed w/their beliefs. Why can't non-smokers take a stand on covering smokers? Everyone knows cigarettes are the number one killer. note for diegobass: abortions are 9 times safer than giving birth to a term baby so that's obviously a moral issue and not a safety issue. All I'm saying about health insurance plans is that the high-risk people should be covered on separate plans than the lower risk people.

Switching health insurance plans during pregnancy? Here is the story.. Both my wife and I work and have own health insurance plans though companies. I planned to switch her to my plan during the open enrollment in August as mine offers better benefits and it would be effective from September 1. Now, we just learned that my wife is 4-week pregnant. Will we have any trouble claiming for the pregnancy-related bills from my health insurance provider (Blue Cross Blue Shield) after the switch? Another question is that, the first doctor's visit is coming up in a few weeks. Could my wife use her insurance for the first visit, then use my insurance after the switch for subsequent visits as well as the baby delivery? Thanks!

Know about any good health insurance plans in india? I'm a resident of Hyderabad, India. I want to take a medical insurance plan for my mom. Her age is 54 years. I spoke to icici about this. They said it can be done online itself without the need for my mom to undergo any health checkup. They said they won't be covering any past diseases till the next 4 years of membership. And there are many items(diseases) which are under the exclusion list of coverage. Any help on which insurance would be better, advantages and drawbacks, in this regard will be appreciated. Thanks in advance.

What kind of health insurance plans do college and professional sports teams get? Do the athletes themselves have to make copayments and such as that for their own surgeries,doctor visits,etc. like the rest of us do? What about the coaches? Is it the same for them? If I can get some answers from anyone who has worked with health insurance,good!

If I have 3 dental insurance plans and a ton of dental work to be done, how can I get? my dentist office to submit certain procedure charges to certain insurances? since each plan covers something different that i need done, and vice versa?

How do health insurance plans apply a deductible to prescription medicines? My insurance (Unicare Platinum PPO Performance) says there is a $25 copay on brand name prescriptions. It also says there is a $200 deductible on brand name prescriptions. Last Friday I picked up Levaquin and I had to pay $150. They said it's because I haven't met my deductible yet. So how does that work? Do I have to pay regular prices on brand name prescriptions until I've paid $200 during the 12-month period before I can start paying $25 per prescription? I thought the copay started automatically. I guess I was naieve.

What health Insurance plans cover pre-existing conditions? I have an existing kidney condition, and am currently covered under my previous employers cobra. Since I am not yet working, and the cobra expires soon, i need an individual plan. BCBS will extend their plan for individual coverage, but at a fairly hight rate. So I was trying to find other options for individual plans that would cover my condition?

What are the best Health Insurance Plans available in India? I want to buy medical insurance for me and my family. Confused about which company to prefer and the amont of insurance needed.

Who has the best life insurance plans? Who has the best life insurance plans?

Why are people against Nation Health Insurance plans? Do you want me to die? I have health insurance, for now. The insurance company has been sending me information to encourage me to drop out or at least stop insurance on my heart condition. Next year premiums will increase another thousand a year as they have for the last two years if they follow their current pattern. In ten years I won't be on this plan. Either I will get lucky and find a company that is willing to put someone like me on their health insurance plan or I won't have health insurance. I don't know what to do but to hope something changes. A national health insurance plan would solve my problem, but I know that a bunch of selfish bastards don't want that to happen.

is it possible to have two insurance plans? okay, i am wondering if its possible to have two insurance plans because im thinking about getting a 2nd job, and i want to apply for health benefits at the 2nd job because if i happened to ditch my first job, i will still have insurance coverage.

Is a person allowed to have 2 health insurance plans at the same time? I have cheap health insurance that has a $4,000 deductible. I want to see a doctor. Can I open a new policy with a different company that has a low deductible, go to the doctor, and then cancel the new policy? I will save a lot of money if I do this. I don't want to cancel my original policy. I just want a temporary better policy so I will avoid the deductible.

Any car insurance plans you can cancel or re-activate monthly? I am a recently licensed teen going to college in a month. I won't be driving that much while I'm there but I want to for the next few weeks and will be when I'm home occasionally. Is there any kind of insurance I can get that will allow me to re-activate the insurance and cancel it on a monthly basis? Or every couple months? My family has Geico but do any other companies have an option like this? In the U.S. only. California driver.

What are the health insurance plans offered in Puerto Rico? Does anyone know what kind of health insurance the doctors accecpt in Puerto Rico? Thanks...

Health insurance plans: the higher the premium, the more they pay doctors as well? Is it more likely than not that if an insurance plan has a higher premium, then the doctors probably like that insurance?

Why are there no good dental insurance plans? I can buy health coverage - but only "dental discount" plans that really don't help that much. I am not looking for plan names, etc... but the reason why it is hard to find good dental coverage. As a side note, What do you think of Brandon Jacobs?

Anyone from Washington State know of any good dental insurance plans? Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do?

which life insurance plans cover murder? I want to buy a life insurance plan for myself that covers being murdered because I have a very unstable family situation. Do you know of any? How much do they charge?

Are there dental Insurance plans that can be activated in less than 30 days? I've run into a situation where I need ti buy insurance asap and get in. I'm not so keen on the discount plans but that seems to be all I can do. I'd like to ask a dentist a few questions. I'm new to my state and do not yet have a dentist here. I've chipped a tooth and it has negotiated a crown. It's sensitive but not super painful. please help point me in a good direction.

Are there health insurance plans that are low premium, high deductible? I mean like a $5,000-$10,000 deductible or higher. I have a lot of savings but I'm going to have a part-time job for a little while. I'd like to just pay $100-200 a month or lower for health insurance. Or as low a premium as possible.

Does anyone know any good pet insurance plans? I have 6 weeks free insurance from the Kennel Club at the moment so im looking for quotes for when free insurance runs out Thanks i live in the UK

What are good, cheap health insurance plans for a 23-ear-old non-smoker? I just need something to cover my self if a fluke event happens. My job has no benefits. I'm from Ohio.

Can I use two different dental insurance plans from different jobs on one procedure? So that I don't have to pay any fees. oh because I have one real crappy insurance and one great one and like the good one covers 90% of one procedure and the other one can cover the last 10 %, the other procedure is covered 50% by one and also 50% by the other. Some folks tell me yes. Some folks told me no insurance company's won't pay if another company paid part, I'm thinking why the heck not? I'm paying both you!

Does anyone know of any health insurance plans with drug coverage and nothing else? I do not need coverage for my doctor only my RX it is about 700 dollars without insurance. ( and i dont want any links to drug discount programs, those wont take my medication and in general are too scammy) I mean real insurance...

What are some good health insurance plans for college students? that is, college students who don't have any money... Please provide links if possible!

Do I need to declare both insurance plans? I have kept my cobra insurance for a procedure in a few weeks that a specialist (who is not covered by the union plan) is doing. If I go to see a regular doctor or another specialist that is covered by both, do I need to inform them that I have dual insurance, since with my cobra plan, I only have a $10 copay, and most likely I will stop the cobra after the procedure? I'd rather it come out of the cobra instead of using my union benefits. Also, am I required to list the union plan as primary, or do I have a choice to list the cobra plan as primary (as I am paying more for cobra)?

Can anyone recommend any good pet health insurance plans? Can you share some experiences with your pets and how pet insurance helped with your pets? Serious Answers Only!!!

I need data on the benefits of offering employee health insurance & retirement plans? If anyone has a link to a website with statistics or fact about how businesses benefit from offering their employees heath insurance and retirement plans please let me know. Basically, if I were trying to convince a business owner to offer health insurance and retirement plans to his/her employees, are their any stats or facts that show how it will benefit the company?

What health insurance plans cover toenail infections? What health insurance plans cover toenail infections? THANKS!!!

List of Top 5 Unit Linked Insurance Plans in India.? II am getting several phone calls from various financial companies asking to invest money in Unit linked insurance plans. I am planning to invest some money (yearly 25,000 Rs) in any two plans which are performing well. I don't have idea about the plans and their past performance. So, I want to know the top 5 unit linked insurance plans in India by their past performance and reliability. Please advice.

Do you have life insurance plans on you and your spouse? Its kinda like a waiting game. Its like someones going to be very sad with a whole lot of monnnnney.

Do most American medical insurance plans not cover mental illness? I’ve heard that medication and doctor’s visits for depression and other mental illnesses are often not covered by medical plans in the States. I’m Canadian, so I don’t know because here everything is covered

are there any health insurance plans for me? im pregnant and dont have health insurance. are there any health insurance plans that will cover me. i know about the government assistance but i think i make too much money to qualify and dont make enough to pay for all the hospital bills that will come. and before i get the "if you cant afford a baby then you shouldnt have one" responses, i can afford to support and baby but dont have 10's of thousands of dollars to pay to have one

Can I buy cell phone insurance plans at any time? I broke my phone's LCD screen (perfectly usable) however, the ink will ultimately make my phone unusable. I was wondering if I can call Sprint, enroll in their accidental damage insurance and get a replacement in a few weeks??? he he :) considering how much they rip me off each month, whats one teeny phone for them, right?

Can health insurance plans be changed 30 days prior to or is it just after the birth of a child? My hubby signed up for the higher deductible plan because he didn't understand it and it was cheaper... on top of that I just so happen to be pregnant. We are going to have to pay a huge amount out of pocket for delivery not counting hospital, anesthia, etc...versus the other insurance plan that was available to sign up for. He was mistaken and not really guided on which insurance plan to choose. Not trying to blame anyone, but this is really true because any person who knows insurance would never had him sign up for a deductible of $2400. He called them and they said he could change plans 30 days prior (prior didn't make since to me) to a life changing event. I personally felt they should have let him switch because of the misunderstanding. Is a life changing event a birth? Is this to add child or change plans? Can he change to the other plan you think PRIOR to the birth so the delivery will not cost us so much out of pocket? I plan to call tomorrow, but I am freaking out!!Know a tip?

Can health insurance plans be changed 30 days prior to or is it just after the birth of a child? My hubby signed up for the higher deductible plan because he didn't understand it and it was cheaper... on top of that I just so happen to be pregnant. We are going to have to pay a huge amount out of pocket for delivery not counting hospital, anesthia, etc...versus the other insurance plan that was available to sign up for. He was mistaken and not really guided on which insurance plan to choose. Not trying to blame anyone, but this is really true because any person who knows insurance would never had him sign up for a deductible of $2400. He called them and they said he could change plans 30 days prior (prior didn't make since to me) to a life changing event. I personally felt they should have let him switch because of the misunderstanding. Is a life changing event a birth? Is this to add child or change plans? Can he change to the other plan you think PRIOR to the birth so the delivery will not cost us so much out of pocket? I plan to call tomorrow, but I am freaking out!!Know a tip?

What is defined as "normal wear and tear" on phone insurance plans? That's what I was told my phone is covered for. The other day a co-worker of mine dropped my $500 cell phone and now it's freezing up and buttons are locking up and not working. Is this incident defined as normal wear and tear? When I go to Sprint should I tell them she dropped it? Or what? She agreed she would pay for any damage that costs money to fix.

Can health insurance plans be changed 30 days prior to or is it just after the birth of a child? My hubby signed up for the higher deductible plan because he didn't understand it and it was cheaper... on top of that I just so happen to be pregnant. We are going to have to pay a huge amount out of pocket for delivery not counting hospital, anesthia, etc...versus the other insurance plan that was available to sign up for. He was mistaken and not really guided on which insurance plan to choose. Not trying to blame anyone, but this is really true because any person who knows insurance would never had him sign up for a deductible of $2400. He called them and they said he could change plans 30 days prior (prior didn't make since to me) to a life changing event. I personally felt they should have let him switch because of the misunderstanding. Is a life changing event a birth? Is this to add child or change plans? Can he change to the other plan you think PRIOR to the birth so the delivery will not cost us so much out of pocket? I plan to call tomorrow, but I am freaking out!!Know a tip?

Switching health insurance plans during pregnancy? Here is the story.. Both my wife and I work and have own health insurance plans though companies. I planned to switch her to my plan during the open enrollment in August as mine offers better benefits and it would be effective from September 1. Now, we just learned that my wife is 4-week pregnant. Will we have any trouble claiming for the pregnancy-related bills from my health insurance provider (Blue Cross Blue Shield) after the switch? Another question is that, the first doctor's visit is coming up in a few weeks. Could my wife use her insurance for the first visit, then use my insurance after the switch for subsequent visits as well as the baby delivery? Thanks!

Question on Insurance plans? “Medicare increased payments to providers and still managed to keep overall spending to 7.8 percent in 2001,” said Representative Pete Stark, Democrat of California. “Meanwhile, private insurance premiums went up 10.5 percent. Given these results, I cannot understand why Republicans continue to devise plans for turning Medicare over to private health insurers.” What’s the flaw in this argument? (i.e. can it be possible for total spending by private insurance to go up faster than spending on public insurance and yet have the private insurance plan be better?)

Covered by two health insurance plans? My girlfriend just graduated from college, but she is covered under student health insurance until August of 2007. She just got a job, which gives her free health insurance from Aetna, which means for about 7 months she's going to have two health insurance plans. My question is, is there a way to have it so that one insurance company pays their responsibility, say, the 80% of the medical bill, and then the other company pays the 20% that would be your copayment, so that you end up paying nothing between the two of them? If not, then what is the benefit of having two insurance plans, if there is one. Thanks

Individual Health Insurance Plans - Medical history not perfect? anyone know of any affordable insurance plans out there...health insurance, preferably with a deductable only on ER and Hospitalization costs.... and initial "co-pay only" on visits and such...Rx.... my medical history isn't the best, but no major health issues...just some past med. history that could make it difficult for me to be insurred.

Self Funded Insurance Plans? My wife requires a procedure which is not covered by my corporation’s self funded health insurance plan. Is there a form I can file with the plans TPA or with my company itself for special cases to appeal for coverage? P.S. I know I need to work with my Insurance company! We have made numerous attemps calls, doctor recomendations, etc. I need to know if there is a formal process...

Any dental insurance plans that cover Invisalign? I know that most insurance plans that cover braces will usually cover part of invisalign .. but im having a hard time finding a good plan. Any suggestions??

is this true for insurance plans? i read a ? earlier and was amased in what i read!!!!!! please read and tell me if this is true!!!!! "The hospital (or any medical facility or doctor's office) has to charge every patient the same amount for each test, regardless of their ability to pay (private insurance, medicare/medicaid, or nothing). So, in your instance, an ultrasound at the place where you received it cost everyone $460.00. Because you have private insurance, your insurance company paid $233.00 while you paid $20, totaling $253.00. The reason why the bills are so high in the first place is because medicare and medicaid only reimburse the doctor or hospital approximately 1 CENT for ever dollar they charge, some state plans actually pay even less than that. That would mean that if you hadn't had insurance and were on a government program, that your doctor would have only been reimbursed about $4.60 for your test plus any type of copay that was applicable." IS ALL THAT REALLY TRUE???? And if your answer is NO, please explain why you said no.! Thanks so much!!!!!!

Self Funded Corporate Insurance Plans? My wife requires a procedure which is not covered by my corporation’s self funded health insurance plan. Is there a form I can file with the plans TPA or with my company itself for special cases to appeal for coverage?

Cat health insurance plans? Are there any cat pet health insurance plans that most vets accept? And if so, do all of them have a fee that is connected? Please help, my cat's sick.

Is there any health insurance plans out there...? That will cover you even if you are eligible for insurance through an employer? I can get it through my employer but the cost is absolutely outrageous. All the individual plans I have looked at say you cannot be eligible for benefits through your employer in order to be eligible for their plans. I just basically need coverage in case something happens, i'm a healthy 24 year old. I'm in Michigan BTW.

Are there any legitimate dental insurance plans for self employed people? Are there any legitimate dental insurance plans for self employed people? Not "discount programs", but true blue, real dental insurance programs for people whom are self employed? I have combed the internet and cannot find any except the "bogus" discount programs. Surely it exists.

What are some good health insurance plans? not hmos? I watched sicko by michael moore, i am so scared because i have no insurance, i need to buy some.. Whats some good private plans? I am a self employed designer

how can i die without leaving my family without a huge funeral bill? I have no insurance plans.? no life insurance or funeral expence payment plans. Even if I leave my body to meical science, they have to give it back after 3 years to be buried. When I`m gone, my body is of no use. can i be put in the trash can? mabey someone could bury me in my own garden to save my family money!!!

Individual Health Insurance Plans in Oregon? We recently moved to Oregon due to my husband's job trasferr. His new insurance options with the company are TERRIBLE! We are trying to look into an idividual health insurance plan but are having a hard time finding one with "good" coverage. We want something with EXCELLENT maternity care (as we plan on concieving another child soon) We do NOT want coinsurance. Can anyone suggest a local insurance plan that would meet our needs? Thanks

Health Insurance plans? I need health insurance for myself and my husband. It is too much at my job and my husband's job doesn't offer any insurance or anyhting. We make too much money to get any kind of assistance like medicaid. I need a good plan but a cheap one, just in case of any emergency's. We don't go to the doctor unless it's absolutely necessary. Thanks

Dental Insurance Plans in North Dakota? I live in North Dakota and I am looking for a Good Dental Insurance Plan. Can anyone help me. Thanks

Health Insurance Plans??? Is there any good health insurance plan??? Which is the best among all???

Health Insurance Plans??? Is there any good health insurance plan??? Which is the best among all???

Health Insurance Plans??? Is there any good health insurance plan??? Which is the best among all???

Insurance Plans & Infertility Coverage? I live in CA and have a choice of 4 different insurance plans to choose from (through my employer) during the open enrollment period. The plans are: (1) United HeatlhCare (UHC) Choice Plus 1000 (2) PacifiCare HMO (3) Kaiser Permanente HMO (4) Blue Shield of California HMO I'm trying to find out which of these plans has the best coverage for infertility testing/diagnosis & treatment. Has anyone used or currently used any of the above insurance plans in this regard? Any place I can get additional information, short of calling each insurance company to find out? Thanks in advance!

opinions on insurance plans please? I would appreciate any opinions on health insurance. Blue Cross /Blue shield as compared to an HMO plan for example. The positive and negative of each. Thanks!!!

Best individual insurance health plans??? I'm 19, I'm healthy, healthy weight, all that. I want a basic cheap health insurance plan that covers regular check ups and vision would be nice too, but thats not necessary. Anybody have any suggestions???

Would you be in favor of health insurance plans that cost less but force you to make lifestyle changes? I saw somewhere that an estimated 90% of diabetes, 70% of heart disease, and 60% of cancer cases are directly related to either obesity, sedentary lifestyle, tobacco use, or drinking outside of moderation. For the amount of people that whine about drug prices, insurance costs, and drug bills, 1 out of 3 americans is overweight, something like 1 in 5 americans over 50 or 60 or something are diabetic or prediabetic (each case of diabetes costs an average of $10k per year in treatment and complications), and about 1 in 3 die of heart disease. People do not take personal responsibility for themselves, and they cost society a lot of money. Would you support an insurance plan that would be lower cost, but would drop your coverage if you developed a chronic disease like diabetes or something, and failed to get your weight down to a certain goal, mange you condition, etc. or maybe COPD and maybe you would have to quit smoking within 6 months, etc etc? Would you join the plan? Is it fair? if a large enough part of the population joined, it would probably drop peoples rates on this new plan a lot since most money in healthcare is spent on managing chronic conditions, and people on traditional plans would have their rates go up since the responsible people who generally pay in more than they use would be on the new plan not government, im talking private insurance. but yes i would love it if the government forced people on medicaid and other assistance programs to meet such goals

Do You Know Any Affordable NY/NJ Dental/Health Insurance Plans? My father's company insurance plan will no longer cover me as a dependent. I need to find some sort of dental/health insurance of my own. My status is as follows: I live in NY My parents live in NJ I am self-employed out of MD My father claims me as a dependent on his taxes I am presently a part-time student...and will be a full-time student in Fall 2008. What can I do with this...to make something happen? :-) LORD Z: Your cost benefit analysis is correct, but my mother wants to insure for the 'what ifs...'

Which insurance plans & companies will help pay for lap-band surgery? I currently have United Health Care Choice Plus, but they do not cover any sort of bariatrics surgery. I am trying to find out which insurance would cover the surgery because I am changing insurance companies in a few months and I have a few different options (I don't know what they are yet). This was on the lap-band site but it's pretty vague: Below is a partial list of insurance companies that are known to either partially or completely cover LAP-BAND® System surgery. Please note that this list should not be construed as a guarantee that you will be covered - it is provided for informational purposes only: Aetna American Family Insurance Blue Cross (in many states) Cigna First Health Health Net Humana One Health United Healthcare Any advice is appreciated!

Great insurance plans? I am trying to find out if there is any company out there that offers a great insurance program to its employees.. I would need medical for myself, husband, and small child at the lowest cost possible. If the monthly premium is $300 or under that would fit our budget -- is there one out there if so what company so I can try to apply?

Is there any affordable insurance plans I can get in NJ( South NJ )? Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?

My concern is that federal/state insurance plans run like scams? Money is deducted from our salaries to protect us should be become disabled. This gives us a false security. Now that it has happened to me, I realize that it is not black or white (if xyz happens to anyone, abc will cover expenses and provide 1/3 current of your income). After working 30 years of paying into politically created plans, all my working life and even as a disabled person struggling to get a new career, I found promised benefits to be similar to a game of chess that requires a workman’s comp attorney who is in the loop to access something that will help me scrape by. 1)The workman’s comp rep disputed my final condition (permanent inoperable fx wrist of dominant hand and mal-union of bone) by producing a letter from my physician stating “I expect much more improvement”. She highlighted this statement for the judge and my attorney to see and realize I will get better and should not receive continuous benefits. 2)My attorney could not make this hearing so a young associate represented me. Both he and I were under the impression that my final medical letter indicated nothing further could be done for my arm and this is a permanent condition. 3)The judge and my attorney began to concede I will receive less benefits based on the workman comp’s “state employee where I pay taxes) findings. 4)I asked to view the letter and was distraught at the time- scared about my future, I had always been independent and did not depend on others, but also I paid into this fund to provide for me. I then noticed the date of medical report (a faxed copy) had the date slightly smeared- it was a letter from before my first of three surgeries. 5)Had I not I this, neither my attorney not judge would have and the comp rep would have gotten away with her trickery. I seriously double the average tax payer would be privy to this scam either. Non medical politicians writing costly medical plans can understand consequences of the bills they pass. Why should everyone be forced to pay for a plan that does not clearly cover everyone equally and cannot be accessed with an attorney who then gets 15 -20% of your benefit?

Darden Insurance Plans? Does anyone know how much I can expect to be taken out per paycheck if I sign up for Darden's employee health insurance? I'm 18 and making just over 260$/week (after taxes) and going to move out on my own. Can someone tell me what to expect for this?

Dental insurance plans for low-income people? I can't afford my dental procedure (and it needs to be done as soon as possible). Is there any kind of dental insurance that could help me substantially?

do any insurance plans cover diet foods or diet programs? I'm curious if there are any insurance providers that are proactive in helping their insurers get fit and help subsidise a healthy eatting program if supported by their doctor for those who are overweight and or have health issues?

Web site for senior medical insurance plans.I know nothing, and have to find out best suited for my mother.?

Affordable health insurance plans? The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that aren’t too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.

Does it seem logical that health insurance plans require special wording and documentation or they will not pa A facility that cannot afford special insurance coders to fill out insurance billing but provides high quality care (because its funds are used on patients) will experience high volume of rejection of payments, compared to a facility that hires special insurance coders and provides less high quality care, which gets paid most often because the paper work was filled out in a special way. In other words, for the same procedure not all facilities are paid, what determines payment is paper work and technicalities and not the quality of care provided.

What are the best private health insurance plans in Ca. & Florida?....And which state is more affordable?

are there any affordble insurance plans that back pay for 2 month old hospital bills? i had a baby before my insurance was active and they billed me for it and now their saying they cant pay it. so now i could be stuck with a bill i probably wont even be able to pay.. any advice? no dumb answers plz!

Any advice in attracting clients for insurance plans online . Providing best network marketing leads.?

What is the best private health insurance company (low cost) for employees without sponsored employer plans? Need independent health insurance. Employer does not provide plan. State is Louisiana. Existing Blue Cross Blue Shield policy with current employer, but would need to continue independent coverage with BCBS upon changing jobs or locate another low-cost provider. Any advice helpful. Thanks.

Best individual health insurance plan? My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any "accidents" happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)

Speaking from experience, which would you say is the best health insurance for individual plans (i.e., not EEs Including dental and vision benefits...I currently have Humana but have left my employee and am working self employed thus I need individual. THanks for ur feedback

which is the best health insurance plan in india? I would like to insure(health) my self and my wife. Can anyone tell me which is the best health insurance plan for us in india. Also I require a plan where the premium is less. Pls help me out....

Best Child insurance plan? Which insurance plan should will be best for child , including study and marraige?

Which insurance companies are the best when purchasing a private medical insurance plan? We are going to be loosing our current medical insurance through my husbands employer and are going to purchase medical and dental insurance privately. I want to know who offers the best plan for your money. Is there companies to look out for and are there any companies that are highly recommended. Just wanting some input. Thank You...:)

What is the best Health Insurance plan for me and my family? What should I look for? I want to buy Health Insurance for me, my wife and my kid. I live in Minnesota. I can spend about $500-$600 monthly for Insurance. What all I should look for? It is so confusing. PPO, Deductibles, Coinsurance, and all these plans... I know only a little, and it is very hard making a choice. Please Help!

What is the best health insurance plan for INternational students who are IN USA? Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce! Svetlana.

what is the best health insurance What is the best Health Insurance plan for me and my wife in south Jersey? I want to buy Health Insurance for me, my wife . I live in south Jersey. I can spend about 300 monthly for Insurance.We are in mid of 30th & we are going to have a baby next year. What all I should look for? It is so confusing. PPO, Deductibles, Coinsurance, and all these plans... I know only a little, and it is very hard making a choice. Please Help!

What is the best dental plan/or insurance for restoration work? I am seeking an insurance plan or discount program that handles restorative work and implants unless someone knows of something new for teeth that have been knocked out or broken off . Looking at the entire upper mouth front and 2 molar on one side. Money is an issue but so it this persons emotional welfare. What type of program is best for this extensive work? Does anyone know about costa rica dentists? I hear they are cheaper and they can do the work at just a few sittings>>>

if I have to get sinus surgery/septoplasty what would be the best health insurance plan to go with? I am pretty sure I have a deviated septum and would need to undergo septoplasty. Assuming i have to.. what would be the best plan for me to go with. Keep in mind that I am 16 years old and would also like to get rhinoplasty along with the surgery to straighten the nasal bone out, most insurance companies considered this cosmetic is there any that do not? Like what is better.. a high monthly payment with no deductible.. or a high deductible low monthly payment? assuming I would need to get surgery in the future...

Need health insurance plan, please advise on best option!? I am an Asian male, 27 years old, living in Southern California and I have been without health/dental insurance for a year now since I started my restaurant. I was hoping someone could set me up with an insurance company that catered to people in my age group. I am in good health, so the insurance policy would only be for checkups, although if anyone could introduce me to a plan that had dental included, that would be great. Thanks again!