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Dental Insurance Plans Knowledge Base

Are cosmetic dental services such as teeth whitening covered by most dental insurance plans? Other examples might be porcelain veneers, dental implants and bonding. Are these normally covered by regular medical/dental insurance plans provided by employers?
Why are there no good dental insurance plans? I can buy health coverage - but only "dental discount" plans that really don't help that much. I am not looking for plan names, etc... but the reason why it is hard to find good dental coverage. As a side note, What do you think of Brandon Jacobs?
Anyone from Washington State know of any good dental insurance plans? Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do?
Are there any legitimate dental insurance plans for self employed people? Are there any legitimate dental insurance plans for self employed people? Not "discount programs", but true blue, real dental insurance programs for people whom are self employed? I have combed the internet and cannot find any except the "bogus" discount programs. Surely it exists.
Does anyone have any info on: vision and dental insurance plans for purchase monthly ? I only have health insuarance at work. I would like to purchase a dental and vision plan together.Thank You.
If I have 3 dental insurance plans and a ton of dental work to be done, how can I get? my dentist office to submit certain procedure charges to certain insurances? since each plan covers something different that i need done, and vice versa?
Can I use two different dental insurance plans from different jobs on one procedure? So that I don't have to pay any fees. oh because I have one real crappy insurance and one great one and like the good one covers 90% of one procedure and the other one can cover the last 10 %, the other procedure is covered 50% by one and also 50% by the other. Some folks tell me yes. Some folks told me no insurance company's won't pay if another company paid part, I'm thinking why the heck not? I'm paying both you!
what the best dental insurance i can get being self employed? i find a lot of dental plans? These so called dental plans sound sketchy . and i cant find dental insurance in louisiana from someone i have heard of . anyone have any suggestions?
What are some good Dental Insurance plans in CA? Some require a 3-6 month wait period, is there any way around this ?
Are there dental Insurance plans that can be activated in less than 30 days? I've run into a situation where I need ti buy insurance asap and get in. I'm not so keen on the discount plans but that seems to be all I can do. I'd like to ask a dentist a few questions. I'm new to my state and do not yet have a dentist here. I've chipped a tooth and it has negotiated a crown. It's sensitive but not super painful. please help point me in a good direction.
are there any affordable health and dental insurance plans out there,i mean really affordable? i am going through a financial crisis so to say, and cant find any affordable health and dental plans out there.
Dental plans? insurance? I am unable to recieve dental insurance from my job. I need some work done asap. I googled dental insurance/plans and got some hits. First question-are these companies legit? also. Does anyone else have independant dental insurance that they didnt get through their job? and is it good? Thanks!!
Do you think that dental work should be covered by regular health insurance plans? I don't see why it isn't already. If your teeth get too bad, it can affect your brain. Are there any health insurance plans that include dental, or do you always have to get dental separate?
Dental Insurance Plans in North Dakota? I live in North Dakota and I am looking for a Good Dental Insurance Plan. Can anyone help me. Thanks
Dental insurance plans for low-income people? I can't afford my dental procedure (and it needs to be done as soon as possible). Is there any kind of dental insurance that could help me substantially?
Can I still get on a medical and dental insurance plan? I need to sign up with a good medical and dental insurance since my job does not offer any benefits. I was wondering if i can just sign onto a medical and dental insurance on an independent basis. If so, please recommend a good medical and a good dental carrier. I live in Arizona if that makes a difference. Thx in advance. PS> I wonder if there is a plan that offers both medical and dental all in one out there some where.
Does anyone know if dentists accept dental insurance as well dental discount plans? I have dental insurance but I was thinking that if I bought a discount dental plan I can use the both and hopefully double my savings.
Dental Insurance? Was wondering if there is any dental insurance plans that would cover (or help) taking care of my dental veneers if anything should ever happen to them
Can you buy a dental insurance plan on its own? I am presently on a COBRA plan with my health insurance, which is still ongoing, but my COBRA dental insurance runs out at the end of this month. The company (Blue Cross Blue Shiled) told me that they don't offer dental in itself. I'm presently a student and don't have options through a company. Is it possible to get dental insurance on its own from a provider? I imagine that this is the case, but I was hoping that people could lead me in the right direction!
I am looking for a good dental insurance plan. Can anyone help me out? I need something that will cover cleanings once a year for me and my husband only. Also I may need to get my wisdom teeth taken out. Should I pay out of pocket or invest in a dental plan?
Any dental insurance plans that cover Invisalign? I know that most insurance plans that cover braces will usually cover part of invisalign .. but im having a hard time finding a good plan. Any suggestions??
Can anyone recommend a good dental insurance plan for implants? I need about 20k of work in implants and cannot afford it. I need to find a good dental insurance plan that would provide some coverage to help me pay for this.
DENTAL insurance/PLANS FOR A CHILD??? I am 24 single self employeed partent living in GA. My daughter is 5 years old. I took her to the dentist with no insurance and paid $200 for xray's. She has 5 cavities and it will cost $200 for each crown. I dont know if I am eligible for medicaid so I was looking for private insurance. I honestlyu dont know where to begin to look for dental care plans. I know I dont want to pay $1000 if I can pay way less.....If I have to pay cash I will cause my daughter needs it but if anyone has some good ideas where I can get good plans please give me some input. Thanks
Anyone know of any good dental insurance plans? Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do? thats the problem...i live in the US
How much typically is the best dental insurance for one adult? what do the best dental insurance plans cost usually for one healthy adult that must pay on their own? are there limitations in these "best" plans? any cover anything and everything without question? like all of the expense on big proceedures such as braces?
can you have & use two seperate dental plans at the same time? I have a dental insurance plan and my employer offers one too, can I use both at the same time?
I am looking for a good dental insurance plan? I am in my 50's and have dental insurance but it doesn't cover some of the major things. I am looking for a supplemental insurance program that might help with the major expenses I might incur in the future. Does anyone out there have any suggestions of any companies I should look at?
When should I add my new baby to my dental insurance plan? I add her to my health insurance within 30 days of her birth. (She's due September 2nd). The next "open enrollment" (when I can add her to dental) will be January 2009. Should I add her then, since that will cover the year she turns one, or wait till the following January? I guess my main question is: I don't need to add her to dental when she's born, like I do for health, right?
Dentists, Dental work, and Dental Insurance plans? For the past 6 or 7 years, Ive largely ignored my dental problems. Ive had bad teeth all my life from taking a medication for seizures. I don't have then anymore, and I'm nolonger on the medication but my bad teeth persist. I rely haven't been able to afford to get my teeth fixed until now, and even now with my son being 6 months old, and all the new expenses I don't have much more than I did before. My dental problems however have gotten to the point where I can no longer afford to put them off any longer. I have two molars with about 1/4 of each tooth missing, and every other tooth in my mouth has some kind of discoloration or hole in it. I'm use to the constant tooth aches by now, so much that I hardly even notice them any more. Indeed I cant even remember what its like for my teeth NOT to hurt. I haven't had any kind of dental insurance, or seen a dentist in years, so some information might be good. Anyone have a plan they can recommend? Any good websites with info? Thanks!
I need to find a dental insurance plan for clinton iowa!? A friend of mine live in Iowa and he needs an individual dental plan. I have dental experience but I am not familiar with the private ins carriers out there. He has to have a private one he doesnt get it through his work. Can you help me out?
dental insurance vs dental plans? I have to go to the dentist and possibly have some work done on my teeth. I want to get some sort of insurance or a dental plan to help me pay because i know its going to cost a arm and a leg. So does anyone know anything about dental plans? from what i read they are a lot better than insurance? and they seem cheaper too? but this seems too good to be true! so does anyone have one or know anything about them? i was told to go here.. http://www.dpbrokers.com/default.aspx?locationid=20349 i dont get what the difference is between discount plans and fee for service discount plans? how will i know which one im getting? and making sure im not being ripped off??
What dental insurance covers more and active immediately? I really need to fix my teeth, root canal and fillings. Any good dental insurance plans?
what is the best dental insurance plan? I live in St Louis Missouri and I have Health insurance coverage from Aetna, but I don't have any dental plan. What is the best dental plan?
does anyone know if this right about elimination periods with dental insurance plans? because I thought an elimination period was when you could get dental work done before the elimination period was over and they would cover the procedure you had done once you elapsed the elimination period even though the procedure was done before the elimination period expired... as long as you maintained the same insurance
What is the best dental plan/or insurance for restoration work? I am seeking an insurance plan or discount program that handles restorative work and implants unless someone knows of something new for teeth that have been knocked out or broken off . Looking at the entire upper mouth front and 2 molar on one side. Money is an issue but so it this persons emotional welfare. What type of program is best for this extensive work? Does anyone know about costa rica dentists? I hear they are cheaper and they can do the work at just a few sittings>>>
anyone know of the best dental savings plans to get enrolled in? My dental insurance ended when I had to leave my job. I need to enroll in a dental plan (not insurance) before I get some work done. Any good ideas? Im looking for affordable premiums and good savings at the dentist.
Can somebody help me find good dental insurance online? I was looking for dental insurance, not dental plans. And I was wondering who has the best coverage. Please help, I need a deep cleaning so bad!
Can someone please explain me the difference between discounted dental plan and dental insurance? Can someone please explain me the difference between discounted dental plan and dental insurance? Which one is better? I am so confused. Thank you all. Ann.
Does anyone have the name of a good dental insurance plan that I can subscribe to as an individual? I have tons of dental work that I need and want to have done but the cost is crazy ($17,000.00).
I am wondering if one of those dental insurance plans thru AFLAC, etc. is ever a good investment.? It seems that you'd sometimes pay out way more in premiums than what a lot dental / orthodontic costs would be.
Dental individual insurance plans in NYC? I am needing an individual insurance plan, due to that I need have some work done, however I dont have insurance through my employer. What should I do? I live in Staten Island NYC
Best dental insurance in San Diego? What do you use and are you happy? I need to get a new Dental Insurance Plan. I want one that people are happy with. My last insurance was a nightmare.
Dental Discount Plans vs Dental Insurance? What's the difference between Dental Discount Plans vs Dental Insurance? Which is better? Also, which dental insurance is the best?
Dental insurance or plan for invisalign ? Hi, I would like to have invisalign in boston. I dont have dental insurance. Could you please tell me which dental plan/insurance is good for invisalign? and also do u suggest any dentist in boston? Thankyou very much.
Dental Insurance for Wisdom Teeth Extraction? I need to find a dental insurance plan that covers a good amount of the cost for wisdom teeth extraction. Does anyone know if Delta Dental is good enough, or maybe Dental Blue?? I need a plan that does not have a waiting period to become effective.
what is the best dental insurance plan out there? How much is the deductable and how long do you have to have it?
does anyone know any dental insurance plans? that would cover adult braces
Anyone know of an affordable individual health/dental insurance plan for Brooklyn, NY? I no longer have school insurance and my work does not offer insurance. I am looking for an affordable health/dental insurance plan in Brooklyn, New York. Is dental included in medical insurance or is that separate? I don't want to spend $600-$1000 on a premium for an HMO, but would rather spend a few hundred a month while getting a decent amount of benefits. Also, does anyone know of a comparison chart online regarding details of insurance providers including premiums and benefits. All I can find are complaint comparison charts for insurance providers. Any kind of help would be greatly appreciated. Thank you!
Good dental insurance plan for Canadians? I am looking for fairly comprehensive dental insurance, but that is a reasonable cost (yeah I know not asking for much). For two adults and two kids. Anyone have insurance they are happy with?
Dental insurance? What is the best dental insurance plan? I will be getting braces pretty soon and I'm trying to spend as little money as I possibly can. I'm a 19 year old college student and I live in the Washington D.C./ Northern Virginia area. What should I do?
Does anyone out there sell/promote online one of those "dental plans"?[not insurance]? I'm just curious because I would REALLY like to sell/promote one of these companies for extra monthly cash. But would feel like also that it is a great help for a lot of ppl out there who do not have dental insurance like me. I got one similiar [different name] from ameriplan, but saved like 40-60% on every single dental procedure. Had to have 2 root canals and more, and HAD to save money somehow since both co. my husband and I work for are too cheap to pay their employees dental insurance anyway, is it realistic actually to have this as a side business to not only help ppl in need of something like this but to have a small business [not losing cash?] or is this a stupid pyramid scheme? I mean I love my membership but the OTHER end of it would be questionable 'i think', not sure thats why I am asking someone out there who MIGHT know from 1st hand experience TY
Do You Know Any Affordable NY/NJ Dental/Health Insurance Plans? My father's company insurance plan will no longer cover me as a dependent. I need to find some sort of dental/health insurance of my own. My status is as follows: I live in NY My parents live in NJ I am self-employed out of MD My father claims me as a dependent on his taxes I am presently a part-time student...and will be a full-time student in Fall 2008. What can I do with this...to make something happen? :-) LORD Z: Your cost benefit analysis is correct, but my mother wants to insure for the 'what ifs...'
Dental Insurance? I am no longer insuranced on my parents dental plan. Where can i find low cost Insurance
I was looking into dental discount plans, has anyone used these? They are not insurance but discount plans.? I have dental insurance but not one that covers the cost of braces. If anyone has any information for me I would greatly appreciate it.
dental school around grand rapids,mi or good dental insurance plan? my boyfriends does not have dental insurance and has moderate too severe gum disease, I was wondering if there is a dental school around grand rapids,mi that would do the work for a discounted price? I tried looking up one on google but no results. Or does anyone know of a good dental plan that would cover prcedures for severe gum disease with out a waiting period? i know if we dont get it fixed soon he will loose his teeth, thanks.
i am looking for a good health and dental insurance plan can n e one help? i am needing to get a good but cheap healthcare plan but more than n e thing i need a better dental plan for my daughter. she is five and she is missing two of her teeth wich the dentist says will never come in and she has already been told that as soon as she looses all of her baby teeth she will have to have braces and then dental implants where the two teeth are missing. so we need some really good insurance because this is going to cost me a fortune if not.
What Dental Insurance Provides The Most Coverage and Is It Worth It? I am 25 and a Veteran of the Iraq War. Before I left for Iraq, I had dental insurance with my mom's work and I was getting a lot of work done. Half way through it I got called over seas to Iraq. I have been back for about a year now and need to finish up a lot of that work and get a little more done. Army wont cover it and I'm not rich. I would like to get it all done soon. And I don't mind paying for it. However I have tried detal loan companies like carecredit.com and due to my low/bad credit, I do not qualify. I refuse to go to a college or school to get this work done. And I do not have Dental Insurance at this time. Most Insurance Plans have a minimum waiting period of 6 months for any major dental work or will not cover any of the previous work that has been started. I have talked to most major individual dental plans and they all sey the same thing or will only cover $1,000. I need a few crowns, a bunch of fillings, a dental implant and a little more. HELP!
dental insurance question? Can I be covered by my dental insurance plan and also at same time be covered by my wifes dental plan. They are different companies. I need a lot of expensive work done and only allowed 1000 dollar benefit on my plan. 2,500 dollars on wifes for a total of 3,500 if carry both insurance plans. Can this be done?
which dental plan/insurance is right for me? i live in Florida and have been doing my research, but it seems too confusing to me. discount dental plan or dental insurance better suited for me? what i will need done is 4 wisdom teeth extracted, a molar root canal and a bridge. I've been looking into a few different companies and my options, but i don't which company i should go with. any and all input would be highly appreciated. thank you all :D
Best Dental Insurance Plan? need some work done , and need advice for a dental insurance/discount plan in fl. I am not in the military
dental insurance? Does anyone know of a good dental plan you can buy?
Which Dental Insurance in Ontario (or Canada) is best to supplement my current health plan? I currently have a health plan through my employer however the dental insurance is not included in the plan at all. Since I see the dentist every 4 months, it does get rather expensive as I am still a rookie in the office and don't quite have a lot of disposable income yet (although the dentist has given me the lower rate to help me out a bit). My question is which dental insurance plan is best to supplement (meaning, covers the bulk of the cost) my health plan that won't cost me a fortune either! Anything over $50/month is just not acceptable as I might as well just pay for the dentist out of my own pocket and claim it on my tax return! I have a feeling that I may be doing this after all. Yes, I have done some research but it's possible that I may have missed a few other plans which is why I'm asking here. All answers are much appreciated! :-)
Individual Dental Insurance for NJ? I've been staring at dental insurance plans all day and finally it makes no sense anymore. I've enrolled in a discount plan but my dentist says I should get insurance for the procedures I'll be needing. I've only found one plan that seems to cover my area. Cost is not that big of an issue as more WHERE TO FIND IT. My job doesn't offer it. I'm an unmarried adult and I just need to purchase insurance (pref PPO) that will be effective as soon as possible.
Dental Insurance for an 18 year old Canadian? Are there any dental insurance plans that an independant 18 year is eligible for in the province of Ontario? I'm looking for a more localized one in the South Western Ontario region. I am still a high school student. I am hoping to find an independant insurance place that isn't associated with having a job, or being a part of a certain group.
Is There an Affordable Dental Insurance Plan Available?? I would like to have my teeth worked on however I do not have dental insurance, are there any good ones?
dental insurance for an elderly person? i'm looking to get a dental plan/insurance for my Dad who is over 70 years old. i would really prefer a PPO plan. any suggestions? thanks!
Need advice on good dental insurance plan in California.? Hello, I am looking for good dental isurance policy for one person. I currently work as a temp, and dont have insurance. I was looking to spend around $30 a month, is this too low? I need something that is rather comprehensive. Thanks
two insurance plans: tricare & metlife dental. which one is used for wisdom teeth extractions.? i've been informed that the oral surgeon for wisdom teeth removal has to be within the tricare network even if i have metlife dental.
Dental Insurance in CA for the elderly. My 70 yr old father in law needs dental insurance.? Does anyone know if California has some type of dental insurance plan for the elderly? My father in law needs dental insurance or somewhere he can get a root canal for a reasonable price. Thanks
dental plans? i'm trying to get braces? i'm look for a dental insurance or plan, that will save me money. anyone have ideas i prefer advice frome people who've actually had to get a a plan for dental cost. any of them cover those invisialign braces. thank you.
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