Canadian Health Insurance; Medicare or Private and which private companies are best? Right now I am on my father's work insurance plan. I turn 21 in January and will no longer be insured under his plan. I work full-time, am not a student right now, am a non-smoker, but my problem is that I've been diagnosed with depression and a slew of other mental health problems, so I take a lot of prescription medication. I also have scoliosis and see a chiropractor on a regular basis. I called up Manulife insurance, which used to be my insurer a few years back, and I was basically told that I would be refused under their FlexCare policy because of my depression. I would probably be accepted under their FollowMe plan. My question is; Would I be better off getting my own plan with a private company, or should I just stick with regular MediCare? Will they cover my drugs? If I should go with private, which companies are best? Thanks a lot! In case anyone else is as dim as these two: Yes, I live in CANADA. Hence the 'CANADIAN Health Insurance' part of my question. Ayoy t'es pas vite. Um, dunno what government you're talking about there P&M but Canadian MediCare DOES cover many prescription drugs. Not always in full and some only if it's the generic brand, but they certainly do cover many prescriptions.

Do I need to purchase additional insurance alng with getting Medicare plan A? Do I need plan B for $96.00 per month or private insurance for this plan?

What are some affordable health insurance plans? Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?

Do Medicare Advantage PFFS plans have problems with doctors? Is there any balance billing on Coventry plans? I am looking at PFFS plans from various insurance companies. They seem to have flexible coverage and allow freedom of choice. My question is a two-parter: 1) Are HMO and PPO Medicare Advantage plans better than PFFS plans or PFFS are better for consumers? 2) Is there a balance billing for any of the following plans: - Coventry Freedom - Humana - Aetna - Today's Options - Secure Horizons Your expertise would be welcome.

Medicare suppliment health insurance? I travel all over the country and am soon to be on medicare. Which is the best supplimental health insurance plan for me?

Can we get some form of payment from Medicare for a nurse to come and help her out? Our mother has two insurance plans: Medicare and Southwestern. She has bad arthritis and can hardly help herself around the apartment. She should have someone come to her home and check on her, bathe her, and help with the shopping two or three times a week for several hours each time. Would insurance (i.e. medicare) pay for something like this? If insurance will not pay, are there other options, such as self-pay? How much will it cost? Thank you

Is medicare considered good health insurance? how good is medicare compared to an average health insurance plan?

Anybody that has diabetes do you think their should be a insurance plans just for diabetics? Anyone who is a diabetic should understand where i'm comeing from because being a diabetic is very expensive. I'm type 1 and been a diabetic since I was 3yrs old and it's a struggle everyday. Medications are to high. Diabetes is a very serious condition why don't they help diabetics out and you shouldn't have to be 65 and over to get any medicare or medicade or have very low income or a child, they should include people who have diseases at these department of health care services. It shouldn't have to be to a point to where your so ill that you cant do anything for your self to get SSI or any kind of medical help. Also, if they had a insurance plans "just" for diabetics it should cover any and everything.

Since nonsmokers subsidize health care for smokers in the form of higher insurance premiums, medicare and? medicaid why are they so upset at the notion that they (who as a group use far more health care dollars than nonsmokers) might have to subsidize childrens health care?? Personally if we could just separate smokers onto their own medical insurance plan I would be happy as a lark.

What is a good Medicare supplement Insurance with a reasonable prescription plan?

When do I need to enroll in Medicare if I plan on staying employed and covered by group insurance? I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 months.

is this true for insurance plans? i read a ? earlier and was amased in what i read!!!!!! please read and tell me if this is true!!!!! "The hospital (or any medical facility or doctor's office) has to charge every patient the same amount for each test, regardless of their ability to pay (private insurance, medicare/medicaid, or nothing). So, in your instance, an ultrasound at the place where you received it cost everyone $460.00. Because you have private insurance, your insurance company paid $233.00 while you paid $20, totaling $253.00. The reason why the bills are so high in the first place is because medicare and medicaid only reimburse the doctor or hospital approximately 1 CENT for ever dollar they charge, some state plans actually pay even less than that. That would mean that if you hadn't had insurance and were on a government program, that your doctor would have only been reimbursed about $4.60 for your test plus any type of copay that was applicable." IS ALL THAT REALLY TRUE???? And if your answer is NO, please explain why you said no.! Thanks so much!!!!!!

Where can I find info on Medicare Part D Insurance? Where can I get information on Medicare Part D Insurance? I don't want to sign up for a regulated health plan (HMO/PPO) I just want to keep my medicare and have prescription coverage at the same time.

What are requirements for starting a business to sell life, health ins policies & medicare supplement plans? More specifically what are the state, federal and/or medicare restrictions? ie posting surety bonds, liquid capital, insurance licenses, brick & border, etc.

My husband is diabled and I have medical insurance through my job does he still need Medicare Plan B? My Husband is only 48

MEDICARE A & B - What do you consider Medicare Supplement Plan/Ins? Hello, please comment. We do not know which is the best insurance plan would be that supplements Medicare A & B. Let's say 'relatively' money is not a consideration at this time. We need to know what you think is the best (from experience).

Is it possible to have medicare shile working with regualr insurance? My husband is of an age to retire, but doesn't plan to do so in the next five or so years. We know that he should be eligible for medicare. Is it possible to have both medicare and his health insurance at work where the expense of his medical bills would be less or non existent?

Medicare or other affordable health insurance? I live in NYC, just moved here and need to find relatively affordable health insurance. Up till now was covered by plans through employers. Is Medicare decent coverage? Is it very different from others?

Medicare kickbacks. How corrupt and inefficient is private insurance? Admin Wrongly Let Insurance Companies Keep Medicare Payments A government audit has found the Bush administration allowed insurance companies to hold on to tens of millions of dollars that should have gone to Medicare consumers. The Government Accountability Office says the companies kept the money because the administration failed to perform mandatory audits and recover wrongly-paid funds. The money could have been used to either reduce payments or provide more benefits to senior citizens. The proportion of audited Medicare companies fell to fourteen percent from twenty-four percent in 2001. The Bush administration has pushed corporate involvement in Medicare and encouraged beneficiaries to enroll in private plans. http://www.democracynow.org/article.pl?sid=07/09/11/1423249

Best medicare insurance for dental ? I just became disabled and qualify for Medicare I have been comparing plans ie Humana BlueCross and Aetna My question is... What carrier has the best coverage for dental. There are some than now offer dental and curious if anyone has a great Medicare approved Insurance Agent in Utah Many Thanks Ali

Question on Insurance plans? “Medicare increased payments to providers and still managed to keep overall spending to 7.8 percent in 2001,” said Representative Pete Stark, Democrat of California. “Meanwhile, private insurance premiums went up 10.5 percent. Given these results, I cannot understand why Republicans continue to devise plans for turning Medicare over to private health insurers.” What’s the flaw in this argument? (i.e. can it be possible for total spending by private insurance to go up faster than spending on public insurance and yet have the private insurance plan be better?)

Hi, I need to know what the best supplemental insurance is when you are on Medicare and do any cover drugs? I am looking for a supplemental health care plan to go along with Medicare where I will not have to pay anything when I am hospitalized if it ever happens. I am also looking for a good perscription plan. I started Medicare and still have found a supplemental so if you can help I would be very thankful.

Medicare supplemental insurance? Can anyone provide a link/s to info. on the different medicare supplement plans, to compare them. We are considering Blue Cross Blue Shield, but would just like the info. about coverage. We can get quotes later, thanks. I've tried to find this info on my own. This is for my elderly mother. Thanks!

Are there any low income health/medical insurance plans out there - state subsidized or elsewise? I am 58 yrs old - and make under $8000 a yr- I have no insurance for health check ups or prescription drugs... Are there any govt program to assist me in affordable healthcare? Medicare /Medicaid both claim that I am not eligible. Thanks

how long will medicare advantage plans be around? the math just is not workin out. Someone is taking a loss in this equation. i dont see how the plans are free, pay the agent 300-450 dollars. i know cms pays like 8,000 a year to pay the premiums. i dont get why they would pay that. if it is to save cms money then it would be costing the insurance company. someone please enlighten me.

Who is eligible for Medicare and Medicaid? I am 63 years old, and I have a pretty good private insurance plan. However, other seniors keep asking me if I have Medicare. I know absolutely nothing about Medicare and Medicaid. Is eligibility based upon age, or income, or both?

What would be the best option for my mother? My mom has two insurance plans: Medicare and Southwestern. The problem is she has bad arthritis and can barely get around the house. She has fallen several times and has had to call people to help her up (sometimes she has had to wait for hours). I feel that she should have someone come to her home and check on her, maybe two or three times a weeks for several hours each. Also, perhaps the person can help bathe her and take her to medical appointments and shopping. Would insurance pay for something like this, say if the person was a nurse? How can our family get the insurance to pay for it? What are our options? Thank you, Pauley

Medicare Humana Gold Plus? Have any of you have Medicare Humana Gold Plus for your insurance? If so, are you happy with their services? Do you have HMO or PPO? I am going to be 65 years old in Aug. Is there another insurance company that is better than Humana? I am so confused with which Medicare plan I should choose (Advanatge plans vs Gap plans). Thanks so much for helping me be less confused! I live in Chicago, Illinois.

Medicare Supplemental Insurance - Switching Companies Possible? My mother called Physicians Mutual and the salesman told here that once she chose them, that she cannot change companies ever. Is that true? He told her verbatim that "Once you choose us, you cannot ever change to another company." Is that true? She has been on the phone with various companies for weeks. She is looking for the cheapest premium as it seems that all plans are the same by law. She is leaning toward Plan C. Any ideas which company is the cheapest? And can she switch companies once she has chosen one? She lives in Tennessee.

What is your opinion? Bush failing on Medicare Editor: Read my lips again, President Bush. If you honestly want to make health care more affordable and accessible for all Americans, as stated in the State of the Union address, quit playing shell games with Medicare. It is appalling that the Bush administration has not taken steps to resolve Medicare's flawed payment formula in the past seven years. Now to make matters worse, Bush is asking seniors and their doctors to fall for a reckless sleight-of-hand trick where both lose and the insurance companies still win. The president claims he will approve a 10-percent payment increase for doctors, providing Medicare funding is cut for hospitals, nursing homes, hospices, ambulances, and home care agencies - all the health care services Medicare patients need. Meanwhile, Medicare Advantage insurance plans and Medicare HMOs are receiving double-digit, multimillion-dollar bonuses for brokering existing medical services. Bush would rather help health insurance companies increase their profits than ensure Medicare patients can get the health care they need and deserve. If this administration honestly wants to improve patients' access to health care, it needs to take the following steps: Fix the broken Medicare funding formula NOW. Develop a NEW payment system that ensures seniors get affordable, convenient, and high-quality care and pays doctors fairly. Put Medicare patients' health care needs before health insurance company profits." Dr. William W. Hinchey

Do people join/get Medicare only for the medical insurance? I am not 65 yet, but will be soon. I know nothing about Medicare nor do I know why I need it. I may be able to continue my present health care plan if I do NOT get the Part D of Medicare. That is what they said, only I do not know what Part-D is. Can someone please tell me what I need to know about Medicare and what the benefits are. Does it cost money to join. I need to start gathering information now so I can plan for the future. I cannot check with anything on the Medicare.gov board "because" ... I am not a member yet. Thanks.

Who is eligible for Medicare and Medicaid? I am 63 years old, and I have a pretty good private insurance plan. However, other seniors keep asking me if I have Medicare. I know absolutely nothing about Medicare and Medicaid. Is eligibility based upon age, or income, or both?

What Insurance Company has the best, Medicare-approved, Part D plan, AARP or AdvantraRx?

I am medicare eligible as of 1-1-07. my problem is i am not 65 yrs.,, i am on disability.? Because I am under 65 I am not eligible for most supplements. Medicare says I can get a MEDIGAP policy, except I cannot find an insurance co. that sells this type of plan. Medicare says that all states are required to offer this plan for people in my situation. If anyone else has encountered a problem like this please help. The insurance co. keep on trying to sell me the advantage plan, but none of my doctors are on those plans (HMO). The Medigap plan works as the supplement to your original medicare & the rates are supposedly reasonable. If anyone has any info let me know.

40% of Black Elderly Get Medicare Advantage. Dems Out to Hurt Those Poor People!!!? The Director of the NAACP scolded Dems for trying to hurt blacks by cutting funding for Medicare Advantage. Read on ---> "MA plans — private health plan options that provide coverage to 8.3 million Medicare beneficiaries — disproportionately provide coverage to low-income and racial and ethnic minority beneficiaries. Specifically, 40 percent of African Americans without Medicaid or employer coverage rely on comprehensive health insurance coverage provided by MA plans. By providing more comprehensive benefits and lower cost-sharing than traditional Medicare, MA plans help racial and ethnic minority populations gain access to health care services that are critical to their long-term health and well-being." Were any YA Libs up to date on important issues like this? Do you think Pelosi and Hillary and Kerry will tell the NAACP to get lost? http://www.austin360.com/blogs/content/shared-blogs/washington/medicare_monitor/entries/2007/03/15/naacp_backs_medicare_advantage.html

Could you recommend any insurance company(or plan) with a good coverage in the state of Michigan? My friend's mother, who is 68 years old, needs a health insurance, even though she has a medicare. Could you recommend the insurance company(or plan) with a good coverage in the state of Michigan? Thanks.

I will be receiving Medicare within six months to a year, as I have just got disability from social security.. Does Medicare cover any prescriptions? How about Dental? Should I drop my other health insurance plan?

Which health insurance plan would you prefer? 1) People buy health insurance for themselves, or receive it through their employers. Whatever cost is not covered is paid by the individual, or through Medicare or Medicaid if eligible. (present system)

which medicare plan and company is best in Dallas county Texas. I do not have any other insurance. Thanks?

Which candidate do you agree with on Health insurance? A=Mandatory universal coverage in first term. Tax credits for working families to make insurance more affordable — ensuring premiums do not exceed a percentage of income. Business would be required to offer insurance to employees or pay into a pool for people without it. Expand Medicare and federal employees' health insurance plan to cover those without adequate workplace insurance. Raise taxes on wealthier families to help pay estimated cost of $110 billion a year. Also, raise taxes on a portion of "very generous" plans covering people making more than $250,000. B=Mandatory coverage for children, no mandate for all. Aim for universal coverage by requiring employers to share costs of insuring workers and by offering coverage similar to that in plan for federal employees. Says package would cost up to $65 billion a year after unspecified savings from making system more efficient. Raise taxes on wealthier families to pay the cost. C=$2,500 refundable tax credit for individuals, $5,000 for families, to make health insurance more affordable. No mandate for universal coverage. In gaining the tax credit, workers could not deduct the portion of their workplace health insurance paid by their employers. D=Incentives for states to expand affordable coverage. As governor, he signed health care law aimed at ensuring universal coverage through a mix of subsidies, sliding scale premiums and penalties for those who do not get insurance. No Ron Paul answers please, just refrain from posting. Thank you. A= Clinton B= Obama C= McCain D= Romney

OK how many of you think that Medicare plan D is a good idea? From what I can tell, the only people making money off of this are the drug & insurance companies. The elderly have worked their whole lives contributing to SSI only to have their benefits reduced if not cut. People who are struggling to make ends meet also have to pay ridiculous amounts of money for this plan and it does not cover much. I would love to hear from everyone about this, but espicially Republicans, do you think this is a good or bad idea? For all the smart ***** out there, you're all going to be old one day. What do you think? Where are all the Republicans????

Retirement and Health Insurance? Hello, I am getting ready to retire and am having a hard time finding affording health insurance. I am retireing at 62 so am not able to get medicare yet. Does anyone know of any affordable health insurance plans for Seniors in Florida? Any info is much appreciated.

my mom has oxford healthplus medicare supplement insurance, can we switch to something else? my mom has oxford healthplus medicare supplement insurance. we've found many specialists do not accept oxford...she even tried to go to a regular dentist who also didnt accept it. so can we switch out of it and go with something like aetna? is there an enrollement period or can you just do it whenever? also, are medicare supplement insurances that charge you a monthly premium....say, $100....generally better or more widely approved than $0 plans? my main concern is a catastrophic illness in the future and then trying to go to the best doctors only to find out that no one will take oxford. many thanks

How can I get a shrink or a therapists if I lost my insurance plan? im 26 back in school, but i had to quit my part time job that gave me us healthcare,,,,now I have nothing I dont know if I can qualify for medicare,,,I mean I'm paying for school out of my pocket,,, My mother has money but ,,why shouls she have to pay for my healthcare,,,I don't want to tell her about it anyway,,,,Im white,,raised upper-middle class,,is that going to be a problem for me to get medicade or any help in paying,,,,I don't have enough money pay for even one visit now,,,let alone meds can anyone help

If health insurance copay for generic drug is more than the price of drug what do you pay? I am looking at medicare supplement plans. Most plans say they cover generic drugs. The copay for one plan for a 30 day supply of a generic drug is $10. Suppose the generic drug is one that Wal-mart charges $4 for a 30 day supply. What do you pay; $4 or $10?

Anyone know any medical facility in the Philippines accredited by U. S. Medicare? I am relocating to the Philippines permanently and am most interested in a medical facility where I can use my US Medicare coverage for my health care. If no such accreditation, please suggest good health insurance plans, government or private, I can look into. I'm both a US/Filipino citizen. Will appreciate any information.

Do presidential candidates that want to reform healthcare know what a Medicare Advantage policy is? Medicare contracted Part A,B and D (drugs) to private insurance companies and are marketed under the name of Medicare Advantage Plan. These companies get paid from Medicare, the members also pay, they restrict the drug formulary, and some pay physicians less than Medicare. These companies make money from Medicare, patients, and doctors. What a reform. This is the Republican party working for seniors.

Someone just unveiled a new plan for universal healthcare: what do you think? key points of the plan: --has an "individual mandate," requiring everyone to have health insurance --builds on the existing employer-based system of coverage offers a tax subsidy to small businesses to help them afford the cost of providing coverage to their workers --individuals and families who are not covered by employers or whose employer-based coverage is inadequate, offer expanded versions of two existing government programs: Medicare, and the health insurance plan currently offered to federal employees. Consumers could choose between either government-run program, but no new federal bureaucracy would be created. So what do you guys think? please state the reason for your belief. Thx! disclosure: the someone is Hillary Clinton. To pay for the plan, Clinton would eliminate the Bush tax cuts for those making over $250,000

what do i do about medicare when i turn 65 if i`m covered by my employers insurance ?? i am fixing to turn 65 and i am still employed with a company that also has a pso plan for their employees.do i need to do anything about medicare or will that take care of itself ??

how to find a physician who will accept medical-medicare in northern california? medical-medicare is a government health insurance plan

Where can I purchase individual health insurance? It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look into? Thank you!

I asked this before about univeesal HEALTH INSURANCE. People came back with HEALTH CARE.? I try again. If the private sector could provide HEALTH INSURANCE to all Americans they would have done it by now. Some people said the problem was 'the government'. Others gave me an entire book on the woes of Canada. One more time: A single payer, universal HEALTH INSURANCE plan that will cover ALL Americans. CARE will stay as it is, the difference will be INSURANCE. Eliminate Medicare, Medicade and all the rest of it to pay for it. Everyone pays, everyone is covered. We already pay the bills, particularly for the 'emergency room' medical care that people keep pretending covers the medical needs of the uninsured. We pay for that. Now....argue for or against UNIVERSAL HEALTH INSURANCE, not CARE!

Medicare Part B & Private Health Insurance? My mom is 67 and still works. She has a group health policy through her job. She declined Part B since she is an active employee with group coverage. She works for a small employer, with under 20 employees, so Medicare is primary. The problem is that her group health plan is denying ALL of her claims incurred outside of the hospital, including doctor's visits, telling her that she should have enrolled for Part B. She was advised by SSA to not take Part B since she was still working and has major medical insurance for charges outside of the hospital. But, now, her private insurance is not covering her claims. She feels deceived by her insurance company. I have always heard that it was best to decline Part B when you are actively working and have group health insurance. Can someone help?

Have you read the Medicare Math? Which category do you fall in? Here are the numbers: 1. According to Medicare's website, Medicare covers almost one seventh of the population. 2. To be able to do so, it requires 3% of the entire salaries, of every working person in the US. 3. To expand Medicare to cover everyone in the US, you take the rate (3%) and multiply by the 7 (to accomodate the other 6/7 of the population). 4. This means to fund Medicare for all, there needs to be a 21% tax added; a flat tax, the rich pays 3% now and will pay 21% later, so will the poor. The result by category: 1. You're wealthy, you are going to pay more taxes. 2. You're middle class and currently have health insurance through your work: You just lost that option and pay more for lesser coverage 3. You're middle class and one of the 30 million people who wanted to risk not having coverage: U no longer get that choice. 4. You're one of the six million that couldn't afford health insurance. This plan helps U 5. You're on medicare now, you now pay 21%, not 3% The above is what would happen if Clinton's Universal Health Care plan, which she promises to be an expansion of Medicare, is implemented. "I question all your statistics. 3% of my income goes to medicare?" I'm glad you asked that. Look on your pay stub. You will see a line item that combines Medicare and Medicaid. That line item is 3%, half of which goes to Medicare (1.5%). Your employer is required to match that, meaning that before you get your paycheck, 3% of your gross salary, goes to Medicare. Feel free to hit the medicare website, which will confirm what I just told you. "nice breakdown RickyTbut the multiplier should be 6, not 7" No. It is 3% for one seventh of the population. That makes 21% for the entire population, including the sevent that was previously covered. Although the math is correct, I probably should have phrased it better. Regarding: "One thing you conveniently leave out. The money that your employer currently pays for YOUR healthcare would ..." 1. Do the math and compare your insurance cost to one fifth of your salary. I'm merely giving you the info to decide for yourself. 2. The above assumes no increase in government efficiency as the beauracracy gets 7 times larger. Take a look at the rest of government for examples. 3. Btw, the 3% doesn't fully fund medicare. It funds 54% of it.

Which Canadian company has the best private health insurance plan? need insruance for things medicare doesn't cover

Dentist help on insurance for my teeth i am on medicare AB&D.? I am on social security&Medicare A,B&D is there a C plan that takes care of dentist expensives or helps pay toward the balance and could i do away with the C plan and get dental help which i need badly before it gets worst?....

If someone is HIV+ and has an Aetna HMO, how much can he/she expect to be covered by the Aetna HMO? Anyone have any experience with Aetna? I heard that they cover a lot of HIV expenses for the people with their Aetna Medicare plans. But this person is not in Medicare, but aged in the 20s. Is it true that Aetna looks to drop HIV+ people, by trying to find any small breach of info possible at the time that the person signed up for the insurance plan? This person first got the Individual Aetna HMO plan in November 2006...over a year later, got exposed to HIV(tests haven't gotten back yet...but is planning what to do in the event that they come back positive). So the person has had the HMO for 1 yr now. The person didn't make a single claim or doctors visit with the HMO plan until September 2007, nearly a whole year after paying premiums...and this was for a simple preventive check-up that turned out to be nothing more than a common cold w/ generic $13 antibiotics prescribed.

Blood pressure meds? One of my family members is taking two different types of medications for his blood pressure. One is called Atenolol, and the other is called Cozaar. He recently switched to Cozaar from Enanapril, because Enanapril was giving him a persistent dry cough. His insurance plan is currently Medicare Plan B, which doesn't cover Cozaar. The pharmacy called his insurace, but they said they need the doctor to call. I called several times within a span of three weeks and the receptionist was very rude, and hung up on me. I spoke to the pharmacist, who then called the doctor and the pharmacist said that the doctor refused to call the insurance because she was "very busy and didn't have time." What options do I have? My family member has been without his medication for three weeks now. How can I get this medication to him asap?

I need help in making Health Insurance decisions.... let me explain:? My husband and I are both disabled. We both receive Medicare Parts A & B. Husband took disability retirement 8 years ago from the VA (Federal Government), and through them, we pay a monthly premium for Aetna health insurance, which helps to cover my expensive prescriptions. We thought that Aetna would pick up the leftover costs of whatever Medicare did not cover. WRONG. The Aetna policy we have is not a Medicare Supplement plan; just a plain vanilla healthcare HMO. I've been trying to do some research, but it is driving me crazy trying to decipher what the Federal Government offers its disability-retirement employees versus what Medicare offers, including its Plan D for prescriptions. I've already used some of the online decision-making tools, but I'm still not getting a clear picture of what's out there and how we would save any $$.There are seminars all over the county put on by local BC/BS Medicare Advantage plans, but they are all trying to sell something.Whom can I trust to help?

Who is eligible for Medicare and Medicaid? I am 63 years old, and I have a pretty good private insurance plan. However, other seniors keep asking me if I have Medicare. I know absolutely nothing about Medicare and Medicaid. Is eligibility based upon age, or income, or both?

Does Americhoice medicare in pennsylvania cover braces/ orthodontia? if not, what insurance plans do?

Health Insurance until June? I'm a medical student on academic leave until late June. Basically, I need to wait for the foundations week that marks the beginning of the 3rd year at UCLA. During the fall, I had the Graduate Student Health Insurance Plan with UC Riverside. Early this month of February, I had to go to the doctor because of bronchitis. A few weeks later, I received a letter informing me that the visit wasn't covered because I no longer have health insurance. Financially, I have 7.7k debt on an auto loan, and about 8k in credit cards. I currently work part-time at Dell Taco and as a full-time temp at a lab. I can expect to earn about $1700 per month from now on. The question is, where can I get health insurance and still pay off my debts? I had a few family members mention medicare, but I've only gotten lost so far.

Obama or Clinton? Read these carefully and give your vote for the best person who can lead us.? ON ABORTION OBAMA Opposes any constitutional amendment to overturn the Supreme Court's decision in Roe v Wade. Disagreed with Supreme Court ruling to uphold the "Partial Birth Abortion Ban Act." Did not cast a vote on Prohibiting Funds for Groups that Perform Abortions amendment in 2007. CLINTON Will sign into law the Freedom of Choice Act, which would codify Roe v. Wade into federal law. Would overturn the "global gag rule," which prohibits Non-Governmental Organizations (NGOs) from talking about abortion in the event of an unplanned pregnancy. Voted against the Prohibit Partial Birth Abortion bill in 2003. Did not cast a vote on Prohibiting Funds for Groups that Perform Abortions amendment in 2007. Disagreed with Supreme Court ruling to uphold the "Partial Birth Abortion Ban Act." -ON ECONOMIC STIMULUS OBAMA Would pump $75 billion into the economy via tax cuts and direct spending targeted to working families, seniors, homeowners and the unemployed. The plan also includes $45 billion in reserves that can be injected into the economy quickly in the future if the economy continues to deteriorate. Would provide an immediate $250 tax cut for workers and their families and an immediate, temporary $250 bonus to seniors in their Social Security checks. Would provide an additional $250 tax cut to workers and an additional $250 to seniors if the economy continues to worsen. Would extend and expand unemployment insurance CLINTON Would establish a $30 billion emergency housing fund to assist states and cities mitigate the effects of mounting foreclosures. Would also include a 90-day moratorium on subprime foreclosures and an automatic rate freeze on subprime mortgages of at least five years. Would provide $25 billion in emergency energy assistance for families facing skyrocketing heating bills. Would invest $10 billion in extending and broadening unemployment insurance for those who are struggling to find work. Would accelerate $5 billion in energy efficiency and alternative energy investments to jump-start green-collar job growth. -EDUCATION OBAMA Would reform No Child Left Behind, ensuring access to high-quality early childhood education programs and child care opportunities, recruit well-qualified and reward expert, accomplished teachers. Make science and math education a national priority. Reduce the high school dropout rate and empower parents to raise healthy and successful children by taking a greater role in their child's education at home and at school. CLINTON Would end No Child Left Behind. Promote early childhood education, including nurse home visitation programs for new parents, quality child care and Head Start and pre-kindergarten for all 4-year-olds. Improve K-12 system by meeting funding promises of IDEA. Recruit outstanding teachers and principals, especially in urban and rural areas. Cut minority dropout rate in half. Expand early-intervention mentoring programs. Identify at-risk youth early and provide $1 billion in intensive interventions. Create a new $3,500 college tax credit and increase the maximum Pell Grant. -ON HEALTH CARE OBAMA Would create a national health insurance program for individuals who do not have employer-provided health care and who do not qualify for other existing federal programs. Allows individuals to choose between the new public insurance program or from among private insurance plans that meet certain coverage standards. Requires employers who do not provide health coverage for employees to pay into the national health insurance program. Does not mandate individual coverage for all Americans, but requires coverage for all children. Allows individuals below age 25 to be covered through their parents' plans. Cost estimated between $50 billion and $65 billion, to be paid for by eliminating Bush tax cuts for those earning over $250,000. CLINTON Mandates individual health insurance coverage for all Americans. Offers federal subsidies for those who cannot afford it. Allows individuals to choose from among several private plans also offered to members of Congress, as well as a new public insurance plan modeled after Medicare. Requires insurance companies to offer coverage to anyone who applies, and bars insurance companies from charging higher premiums to those with pre-existing conditions. Requires large businesses to provide or help pay for employee coverage. Expands Medicaid and federal children's health care programs. Offers tax credits to limit health care premiums to a certain percentage a family's income. Cost estimated at $110 billion annually, to be paid for by eliminating the Bush tax cuts for those earning over $250,000, as well as by reducing waste and inefficiencies in the current system. Also limits the amount employers can exclude from taxes for health care benefits for those making over $250,000 -ON IMMIGRATION OBAMA Supported Bush-backed immigration reform legislation, which would have increased funding and improved border security technology, improved enforcement of existing laws, and provided a legal path to citizenship for some illegal immigrants. Voted to authorize construction of a 700-mile fence along the U.S.-Mexican border CLINTON Supported Bush-backed immigration reform legislation, which would have increased funding and improved border security technology, improved enforcement of existing laws, and provided a legal path to citizenship for some illegal immigrants. Voted to authorize construction of a 700-mile fence along the U.S.-Mexican border. -ON IRAQ OBAMA Opposed use of military force in Iraq. Voted for war spending bill that would have withdrawn most U.S. troops by March 2008. Supports phased redeployment of U.S. troops. Opposed Bush's plan to send additional troops to Iraq. Had once called for troop withdrawal to begin by the end of 2006 CLINTON Voted for use of military force in Iraq, but now says she would have voted differently "if we knew then what we know now." Supports de-authorizing the war. Voted for war spending bill that would have withdrawn most U.S. troops by March 2008. Opposed Bush plan to increase the number of American troops in Iraq. Supports a phased redeployment -ON SOCIAL SECURITY OBAMA Strongly opposed to privatizing Social Security. Believes that the first place to look for ways to strengthen Social Security is the payroll tax system. Currently, the Social Security payroll tax applies to only the first $97,500 a worker earns; Obama supports increasing the maximum amount of earnings covered by Social Security. Would work with Congress to choose a payroll tax reform package that will keep Social Security solvent for at least the next half century. CLINTON Opposes all efforts to privatize Social Security. Has stated her plan for Social Security is fiscal responsibility first, and then deal with any long-term challenges. Would support the creation of a bipartisan commission. i hope this helps you a lot. Good day! 1 minute ago - Edit - Delete

Tax Questions: re: 125 cafeteria plan / Health insurance plan? Thank you for your answers in advance. The employees have health ins. deducted from there gross wages (before taxes are applied). When filing the 1020 Qrtrly report it is showing my gross wages (less the health ins) instead of showing the actual gross wages. My questions is when using a 125 cafeteria plan, what taxes (ie: Medicare / S.S / UIA state & federal) are not calculated?

Could you recommend any insurance company(or plan) with a good coverage in the state of Michigan? My friend's mother, who is 68 years old, needs a health insurance, even though she has a medicare. Could you recommend the insurance company(or plan) with a good coverage in the state of Michigan? Thanks.

Which health insurance plan would you prefer? 1) People buy health insurance for themselves, or receive it through their employers. Whatever cost is not covered is paid by the individual, or through Medicare or Medicaid if eligible. (present system) 2) People pay for their health insurance. Insurance paid for by employers is now treated as income to the individual, but each individual also receives an equivalent tax deduction or credit to buy insurance. (This has the effect of getting employers out of the health insurance business somewhat, and making individuals more active in the process.) Allow for more interstate competition among insurance companies. Individuals pay for whatever is not covered, with some govt assistance if needed. 3) People pay taxes for an insurance system administered the government. The level of coverage (and who pays what "premium" and who gets what service) is determined by the government. Which do you choose? Why? Are there any additions or changes you would make to my facts?