Can I reimburse myself health insurance costs from my company? We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself. He is paid for by the company, and then it costs extra to add myself and our child. I was just going to deduct health insurance premiums on our Sch A, but we don't have enough other medical expenses to meet the limit. Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.

What techniques can a company use to minimize their health insurance costs for their employees? What techniques can a company use to minimize their health insurance costs for their employees? Any ideas?

What is your opinion as to why health insurance costs so much? We recently got a quote for health insurance for $614! That is with employer paying half of employee's portion. Am I crazy or is this a bloated amount?

What can I expect for health insurance costs as an early retiree? I'm 35 now and plan to retire around 40 or 41. I'm not exorbitantly rich, though; I've just saved enough to support my expenses and will do what I want instead of going to work every day. What I don't have a good handle on are my options for health insurance (before reaching age 65 and Medicare, or whatever age at which Medicare will be available in 30-40 years). Are there any in the industry who have seen similar situations and have suggestions about what to expect? Thanks, Doug The question is about what to expect for insurance costs between age 40 (my retirement) and 65 (transition to Medicare).

does health insurance costs count toward your gross earnings when doing your taxes? my wife paid just over 10000 for health insurance this year for our family plan. her w2 says she paid the amount but also includes it in her gross for the year is this correct???? please help thanks

Where can I find a list of health insurance costs per state? I just moved from Massachusetts to North Carolina. I am 27, self employed and ASTOUNDED at the difference in price for a top shelf plan. My coverage was $450/month in Boston and $159/month in North Carolina. I am now looking to see what similar coverage costs in other states, but have not been able to locate such information online. Any help? (a specific webpage would be great!)

California employers and health insurance costs, are we getting ripped off? My employer recently stated that there was going to be a 27% increase in our health insurance premiums. When I call the insurance company, they denied any increase. Our local agent/broker refused to discuss it with me. When the deductions started coming out of my check it was an even 40% increase. The California labor board will do nothing without a written statement from the broker but the broker is stonewalling. Any suggestions to correct this obvious theft?

What is the living costs in Singapore? mainly Health insurance, taxes, renting appartment & energy/water costs I am planing to move to Singapore and need to have an idea of the living cost in Sincapore for a sinlge person. Mainly looking for answers regarding: Salary income taxes level for persons not from Singapore, but with Singaporian contracts? If there is private of "publich/social" Health insurance costs, what may be the cost of an avarage coverage for healthy males? Cost of renting appartment (rental cost, service cost of buldings, parking slots, energy and water consumption cost, etc. Phone and fast internet connection monthly fees (excluding the usage. Just the monthly connection fees) Thank you in advance for any answers related to the above questions.

Who should bear the brunt of health insurance costs? Employers or taxpayers? Those people who work jobs with no benefits probably get health insurance through the taxpayer with programs like Medi-Cal and such. Someone has to pay the costs. And it's unrealistic to expect the worker to pay since he/she is not making enough to afford the high costs of health care. And before you say, "they should go to college and get a better job" remember that if everyone was able to do that, you yourself would be making much less money since the competition for your own job would be higher.

Should health insurance costs be lowered by disallowing certain high cost illnesses? For example, I heard that there were only 350 hemopheliacs in Colorado, but their annual expenses can be hundreds of thousands of dollars. Given that there are so many people who have no medical insurance for normal illnesses, because the price of insurance must cover these high-maintainenance illnesses, should there be a limit on the illnesses covered so the costs could be less and more people covered?

Is anyone SICK about health insurance costs? I had great health insurance, but was fired from my job because I had a baby. My choices were: COBRA or another policy. I plan on having another baby next year. There is NO insurance that will cover pregnancy, which was a $40,000 procedure the last time I gave birth. YES, they say they cover pregnancy, but there is a big BUT: They don't cover it within the first 2 years of your subscription. I took the cobra. It is fantastic, and covers my pregnancy...BUT BUT BUT.....it costs $400 per month. This is absolutely horrendous. It should be illegal to refuse to cover a woman's pregnancy, especially if she is paying for her insurance. Of course, all these super-saver insurance deals have come up, but it doesn't save anything. There are $4,000 deductibles for families. How does that save money, when they already have to pay a monthly premium? My health insurance (for me alone...not my husband or daughter) is almost HALF my income. Something is seriously wrong. I have BCBS, and have been checking BCBS rates for non-cobra coverage, and the ones that DO cover pregnancy have a 2 year waiting period....no exceptions. Wow...we have a good discussion here! Glad I asked the question. :)

Health Insurance. Why do costs differ from state to state when the coverage and provider are the same? We are a few years away from 65 and moving from Maryland to Florida. Costs for the same high deductable health coverage from our health provider will cost 5 times the amount we pay now. We are healthy and have never put in a claim. Have any of you pre-medicare seniors found an affordable provider in Florida that provides good coverage for under $6k per year?

How much does health care insurance cost in America? Im planning on moving to America with my 2 children to live with my boyfriend, can anyone tell me how much health insurance costs?

How much does your health insurance cost per year? Yes, this is a political question! So, what is the cost? I am not asking what it costs YOU; I'm asking what amount of money is paid in total to the insurance company to cover you and your family. What you pay, and what your employer pays, combined. Do you have any idea? Are there any other things you buy that you have no idea what the cost is? Do you think the fact that people are so insulated from the actual costs of health services causes the distortions in the market that result in such high prices and costs? Do you think consumer-based, rather than government-based, solutions, like medical savings accounts and more realistic tax treatment of employer-purchased benefits (treating it as taxable income and giving people an offsetting tax deduction or benefit) would be a better solution to people's present concerns? Thanks.

how much does health insurance cost to a small buisness owner with only 2 employees? a friend owns a business and has asked me to join her operation. she doesn't currently have health insurance or offer it either. i want to propose it as terms of my employment, but would like to have information as to costs she will bear in relation to my salary. any suggestions would be helpful. thanks!

Are health insurance costs deductible? I am divorced and cover my two children on my insurance. Is that cost deductible on my Federal return?

how much does health insurance cost for a foreign student? i live in england and want to go to america for university and want to know how much health insurance costs for me if i have a f1 visa. if it is the same as normal what is the average sort of cost of normal health insurance?

Are fat people driving up health insurance costs?

How can I find a health insurance provider that will cover costs for getting Accutane? Hi, I have never bought health insurance before, and I would like to know how I could find out if a particular health insurance provider would cover the costs of me going to a dermatologist and getting Accutane. Can anyone help me?

how much does health insurance cost? I need to know how much health insurance costs, since I cannot get it through my work right now. I'm afraid something bad will happen to me in the time being and I will have a $50,000 medical bill. i could have gone and gotten a quote already, i just wanted to see if anyone had any idea.. like a ballpark figure?

Reducing health insurance costs? I have health insurance through my employer with 80/20 coinsurance and a $1000 deductable. My employer pays 60% of the premium. Are there any changes I can make to reduce my out of pocket expenses?

Health Insurance costs? Can anyone here tell me how much health insurance usually costs for a 22 yr old?

How much will health insurance cost me? I am going to be transitioning into owning my own business, which means I won't be having health insurance through an employer anymore. I'd like to get an idea of how much it will cost me to pay for health insurance on my own. I'm female, 25 years old, no medical problems to speak of. Can anyone out there give me a ballpark figure? Thanks!

How do the candidates expect to make everyone buy health insurance? Health insurance costs are extraordinary, Hillary and OBama want to force people to buy health insurance (and subsidize the costs for some) but they fail to address the reasons health insurance is so expensive. Medical malpractice insurance costs doctors more than most people make a year, and Insurance companies answer to their stockholders before their customers are two of the main reasons it is so expensive. It seems that insurance companies are the ONLY winners in the field of medicine. The democrat solutions to the "health care crisis" only masks the problem. Whimsey... it didn't work with car insurance did it? everyone is supposed to have it and the costs continue to soar. How will health insurance be different?

health insurance? how much does health insurance cost?

How can low-income people *afford* lower cost health insurance? Huckleberry suggested that low-income people will be able to afford low-cost private health insurance--but he doesn't say *how* that will be possible. Guliani says that with tax credits, people will be able to afford low-cost insurance. (How is that possible?) I haven't figured what the other GOP candidates want, but how can low-income people--and those on disability--be able to afford expensively HUGE health-insurance plans on what little money that is already afforded to them per month?

Bachelors, how much does your Health insurance cost you? Bachelors, how much does your Health insurance cost you? I dont care if you have it with your employer thats not what Im asking. How much does it cost you independently per month if your employment doesnt have health ensurence? Im a healthy 28 year old male and I think I need to get health insurance myself without an employer.

Ameriplan USA Scam? or really a relief to rising costs of Health Insurance? Someone approached me here (Yahoo Answers) citing Ameriplan as an alternative to high insurance premiums, even going as far to say I could get Health, Dental, and Chiropractic coverage as low as $59/month. When I googled Ameriplan there were mixed reviews, and many used the "scam" word, which is not good to read. Your information on this company is appreciated.

Should obese folks have to pay additional health insurance costs, just like smokers have to? I haven't smoked in years, and I'm probably 10 pounds overweight. Still, I think the answer's yes.

Why are health insurance costs going up? what are the seven factors that they are increasing

Does vehicle liability insurance cover health costs? I just got into a pretty bad accident and had to get 10 stitches on my face. I totalled my car and two others but I think they are okay. I was driving my father's van which had liability insurance, although I don't think I was a listed driver for it. What exactly will this cover? the two other cars? The hospital bills (mine or just theirs?)

Why does health insurance cost so much? Most people I know are paying close to $570 a month just to have good health insurance and when it comes time to needing a special test such as a CT or MRI, it won't pay for it. You basically have to fight the insurance company to get them to pay anything? We pay just as much for health insurance as we do for a house note. The country I am talking about is the USA Actually I am talking about both. I know some people have good insurance through their jobs but most people I know still get quite a bit deducted from their paychecks just to pay for it. I know this canadian couple who actually lives in the US but goes back to Canada just to go to the Dr because it is too expensive to get health insurance here. My family has good health insurance but it still puts a hole in the wallet Thanks grandpa. I heard Canada was really nice but isn't it really cold there? LOL

How Obama plans on cutting health insurance costs? Well the way I have interpreted Obamas speeches on the subject he wants to lower the cost of health insurance by taxing the rich more, this would obviously help the poor more. Alot of people right now feel that the upper class is not giving their fair share of money up. But the richest 5 percent of the nation also donate 35 percent of all charitable donations most of which help the poor. While they most likely do this so they wont have to pay taxes it seems that in the long run any plan that involves taxing the rich more will eventually hurt the poor since it is less likely they will give as much to these social organizations.

How much does long term health care insurance costs @age 58?

Why do democrats not support tax credits for health insurance? Universal Healthcare is on the agenda for this next election. However for several years republican and democrats have been trying to come up with a way to pay for healthcare. At one point it was proposed that all health insurance costs could be written off on your income tax. Thus making it a tax deduction. Hillary Clinton, Obama, and a majority of democrats are against this method? However they are all for tax deductions for buying a hybrid car. Isn't this a better alternative than trying to implement a system that is not the best method for healthcare?

How to obtain health insurance for Visiting Canada, health insurance covers the costs of childbirth?

Why is John Edwards opening a probe into high gas prices instead of against high health insurance costs? Doesn't anyone else find this odd? http://washingtontimes.com/national/20040816-011234-1949r.htm http://news.yahoo.com/s/ap/20070531/ap_on_el_pr/edwards_gas_prices I spend a lot more on health insurance a week then I do on Gas, thats for sure. I spend $53 on health insurance and $23 on gas. That seems like a lot bigger cost that he seems to be responsible for Mr, Mojo, as an independant contractor myself, what you said is absurd.

What Health Insurance do you Recommend for Retiring Cancer Survivor? My mom is over 60 and she is hoping to retire soon. However, is it true that health insurance costs almost $1000 per month for cancer survivors? She is in remission over 5 years.. She is currently only working to avoid high health insurance costs.

Health Insurance? I live in Georgia, I have PCOS and have no health insurance. Does anyone know of any low cost health insurance companies or plans. This medical condition really affects my life.

How much would mental health insurance cost for a fulltime college student? I will be getting out of the military in February of 09 and I need some kind of insurance to cover counseling sessions.

Health Insurance costs.? Who thinks health insurance, and health care is way.........too expensive, and out of line; and something should be done about? Don't even think of answering if you have good health insurance.

How much does health insurance cost? If you just got for a checkup will it? cost around $500 dollars for the visit, the medication, and everything else ? Do they make you pay every month for the insurance, plus charge you a ton of out of pocket costs too? Never had any insurance, was curious, more like COMPLETELY clueless !!

How much should health insurance be costing me and my family of 4? I am self employed and have a wife and two kids. The current health insurance carrier seems to help me with minumum of coverage of doctors visits. I took my kids to get school physicals. blood pressure checks, weight checks and a few minutes cost me 120.00 per physical. IS THIS RIGHT. I live in Ohio near cleveland, Can anyone give me some pointers

How much would general liability insurance and health insurance cost for a small business in Beverly Hills, CA I have to do a project for my Economics class. I have to establish a fictional business. The problem is, I can't find out the cost of insurance unless I fill out a form and wait to be contacted by an actual insurance agent. I'm not really forming a business. So I was just wondering, how much would each insurance generally cost? Any help would be greatly appreciated! :] Thank you!

If I wanted to start my own business, how much would health insurance cost me, just to cover myself? I'm a single, 31 year old male in good health.

How much does health insurance cost (PPO) for a single 23 year old male? This is assuming I won't have health insurance provided through work. And that I am healthy overall. What range would typical premiums fall between?

How much would health insurance cost me (20yrs, Type-1 Diabetic, MI),? I want to get married in the next two years and would be booted from my parents' health care (I am a full time student). I was wondering if anyone can give me an estimated monthly cost for decent coverage. The diabetes is pretty well managed (avg A1c in the low 7s) Not a tobacco user

How can we reduce Health Care costs without Federal Insurance? National Health care is a financial disaster waiting to happen, in my opinion. Since we need a solution that the majority can agree upon, not just one mandated by one political party, what can we do to reduce health care costs other than a National Health care system. The Federal Government is notoriously inefficient. There must be a better way than letting them take over 10% of our economy!

does any body know if there is health insurance costing less than 20 dollars for international students in US? i am an international student in the US an i am in a desperate need of a health insurance that costs less than 20 dollars to get rid of the my schools health insurance. i would take any type of response so don't hesitate a single bit thanks

Health insurance? A while ago I received an answer about health care in the future. In the answer, the person said that "health care should be an individual's responsibility." Personally, I would gladly give up social security to have a nice health insurance program when I become old and gray. Here's why. Recently, my wife had to have some minor outpatient surgery. By the time it was all done, the bills totaled $5500 (and this was minor). Fortunately, we have good insurance and we had only about $400 out of pocket. But, in the future, the percentage increase in health care far outpaces inflation. So, I estimate the same thing to cost about $35000. Most companies do not provide their employees with endless health insurance. This type of cost would certainly jack up insurance costs and out of pocket. How in the world does one plan for this kind of expense? Any opinions about this?

Health insurance cost listed by state? I will be getting done work next year and would like to retire to a state where I can better afford medical insurance for myself and my wife. I now live in Maine and the health care cost is just overwhelming. Is there any listing of states (highest to lowest) that would tell me which would be the cheapest to retire to?...thanks, Vince.

Hillary supporters, if Hillary is going to drive down health insurance costs so much, then why the mandate? If she will make the prices for health insurance as low as she says she will, why is she going to mandate all Americans to insure themselves (even the low-income workers who can't possibly contend with a new health insurance bill every month)? If it will be so cheap, shouldn't she not have to force us to insure ourselves? People would buy it themselves... unless they cannot afford it. And that's the mystery. The mandate makes no logical sense. Barry, you sheep, prepare to eat your words. http://www.cnn.com/2007/POLITICS/09/17/health.care/index.html I guess you didn't watch the debate. Barry, it is going to be mandated. Hillary has admitted that many times. It is fact. Everyone knows this, but you. And just so you know, I watched it 4 times for goodness sake! Don't even get me started on Hillary's Iraq War position. She doesn't even have an estimation for when our troops will be home, while Barack pledges to 16 months. Besides, Barry. You're the one who believes that debunked crap that Obama is a Muslim. Your extreme gullibility diminishes all your credibility.

How to get low cost health insurance? ok just graduated high school not going to college this year insurance company now wants $500 a month to cover me I said up yours so where can I get low cost or free health insurance?

Health Insurance? I live in Georgia, I have PCOS and have no health insurance. Does anyone know of any low cost health insurance companies or plans. This medical condition really affects my life.

health insurance? my son will be turning 23 in February. He goes to school (ITT Tech) 3 days a week. right now he is on my husbands plan from work but they will take him off in February. A part time job will not give him benefits. is there a low cost health insurance for students. please help.

health insurance? my son will be turning 23 in February. He goes to school (ITT Tech) 3 days a week. right now he is on my husbands plan from work but they will take him off in February. A part time job will not give him benefits. is there a low cost health insurance for students. please help.

Health Insurance costs for one person-Texas? I'm thinking of getting a job that pays a little more but they don't offer benefits. I've never paid for it myself, how much can I expect to pay for decent insurance? I guess I should give more information. I'm a 21 yr old female, full-time student with a full-time job. I don't have any major health concerns but I do want to make sure that if I get sick, I won't be stuck not being able to go to the doctor. I'm not concerned with maternity coverage because I don't plan on getting pregnant soon if ever so I do need prescription benefits to continue getting contraceptives.

explian how an increase in health insurance costs would affect a competitive firm’s supply curve.?

health insurance? cost of health insurance in florida for a family

health insurance? cost of health insurance in florida for a family

Health insurance .......? i am about to take up health insurance but i am not sure how it works I recently contacted the BLF and they said that i have classic symtoms of Bronchiectasis, results from a chest x-ray revealed nothing and my doctor will not refer me to a chest physician because of this. If i do a CT Scan for my lungs privately will my new Health Insurance cover the cost ?

Health insurance benefits and costs between MA and IL? Hi. One year ago I moved from MA to IL. I was really surprised to find out that MA has not much insurance companies and those have very high premiums and limited choice (HMO AND PPO). Like I am 19 and student. The average cost in MA would be for me min $290 for HMO (and I think required PCP sucks) and min $400 for PPO with deductible $5000 (BCBS)! Wow. Here in Illinois for about $140 I can have PPO with deductible just $250 and copays for doctors and prescriptions (BCBSIL). I have also found New York state has also very generous and expensive health insurance. What it is that these states have very expensive premiums and limited choice in selecting plans (for ex deductibles and copays and RX coverage)? Not everyone for ex needs coverage for prescription and that lowers monthly premium? so why? I guess these are some state legislations, but why not handful for citizens? Can someone answer my questions? BTW I have already AETNA with deductible $5000 and copays and it justs $49 (I guess for everyone under 30 with good medical records and same location). actually I do not have yet but applied for this

who monitors health care insurance costs in New York State?

How much would health care insurance costs drop if HMOs stopped paying billions to politicians? to keep socialized medicine out of the USA?

Obesity Health Costs - Who Should Pay? Lose Weight or Pay Higher Health Costs for Obesity Monetary incentives to decrease obesity are being used by health insurance companies and lose-weight-or-pay-plans are being developed. Do you think that health insurance costs should be higher because medical costs are higher for the obese?

does aetna health insurance cover pregnancy costs (checkups and delivery)? i am still under my parents medical insurance plan because i am under 21. would i be covered for costs of delivery and doctor appointments?

Health Insurance Cost? I'm 26 years old and I have Blue Cross Blue Shield in North Carolina. My health is probably okay but I want some tests done to be absolutely sure. Unfortunately my rates are going up and my deductible is going back to $0 (I think) this January. At the new price it'll cost nearly a third of my income each month. The reason I got insurance was to get a few things checked out and possibly start allergy shots (my seasonal allergies get pretty bad) yet due to the deductible I couldn't and can't get those things done. I really need my money for other bills but my health is important to me. Should I cancel my insurance and if I do are there any penalties? Thank you. I got my insurance on my own seperate from my employer.

Health Insurance? I was recently laidoff from my joband lost my health insurance. I have a mass on my lung and every time I apply for insurance with my pre-existing condition I get turned down or the cost for insurance be expensive. Can someone help me find some type of insurance that I can afford? By the way I stay in Georgia. Please help me I need to see a doctor!

Can I claim University health insurance cost on my taxes? I'm using Turbo Tax Freedom Edition on my state return and it's asking me if I paid health insurance. I did pay $650 to the University I went to for Health Insurance for the Fall '07 semester and I didn't enter that information anywhere else on the return. However, the total number of scholarships and grants I received totaled more than the combined cost of tuition, frees and the insurance. Does that matter? Can I still claim the $650 as an "Eligible health insurance premium"? I didn't itemize on my federal return. I tried finding info about it at my state's tax site but I can't find the answer to my question. When I answer 'yes' to the health insurance question, it then asks me to put in the amount of health insurance premiums. The reason I mentioned that my scholarships and grants totaled more than the tuition + health insurance is because I was wondering if that would mean that I wouldn't be considered as having paid the health insurance myself. I guess I'd be ok to put the $650 in there, I just don't want to screw up and get audited or something. Ok..not sure what you are saying...does that mean that since I am not itemizing it doesn't matter?

Bachelors, how much does your Health insurance cost you? Bachelors, how much does your Health insurance cost you? I dont care if you have it with your employer thats not what Im asking. How much does it cost you independently per month? Im a healthy 25 year old male and I think Im going to eventually have to get health insurance myself.

Bachelors, how much does your Health insurance cost you? I dont care if you have it with your employer thats not what Im asking. How much does it cost you independently per month? Im a healthy 25 year old male and I think Im going to eventually have to get health insurance myself.

Health Insurance & Portability between jobs? Health insurance has been a topic of conversation on YA. Many support it, many are against it. Currently the insurance industry is one of the most government regulated institutions in the USA. Their are federal and state laws that govern health insurance and make it a buracratic nightmare. Our current auto insurance system allows for competition between companies on a national level. Keeping our insurance costs lows. If I leave my job, my car insurance stays with me. Current regulations state that I must have a job to be offered health insurance. I leave this job, I lose my insurance and must use COBRA for up to 12 to 18 months to keep my coverage. Why can't I buy my own health insurance and have it be portable across state lines like car insurance? It seems to me that fixing these types of problems with healthcare is more affordable than implementing a national healthcare system. There is low cost car insurance, why not low cost health? Civil - I read up on this web site that you mentioned. This is only for individuals who are self employed or own small businesses. First question they will ask is if you have a job that offers insurance. If the answer is yes, you have to go through them. So while this is a valid site, it doesn't answer my question.

Health Insurance? Does anyone know of any low cost insurance sites?

Is there an average cost for health insurance premiums in the US? I just want to know how much it costs? I hear of so many americans who cannot afford it, how much would a basic level of care cost?

AARP? Health insurance cost? Car insurance? i am currently looking into aarp for my parents. they are currently 59 and self employed, entering retirement very soon. i am not too familar with aarp but have gotten an application in the mail as well as researched their website. i know the annual fee is $12.50. it would be very helpful if anyone who is a member give me some prices they are paying for health insurance, car insurance or any helpful information as to whether it is worth joining. thanks!

Why does health insurance cost so much? I dont get it. It is almost impossible to get the care you need if you work. But if you dont work the government will help you a lot. I only make 1300 a month and to get health insurance thru my work for me and my daughter and husband it is 880 a month!! How is someone supposed to live on that??

How much does health insurance cost? If you just got for a checkup will it? cost around $500 dollars for the visit, the medication, and everything else ? Do they make you pay every month for the insurance, plus charge you a ton of out of pocket costs too? Never had any insurance, was curious, more like COMPLETELY clueless !!

About how much would full health insurance cost for a business with about 8 employees? More info...? For a school project we have to create a business plan, we are going to give our employees health insurance, but we are unable to get quotes from insurance places without signing up with their website. We just need an aproximate estimate, per employee per month. Any help would be appreciated, even links where we might be able to find more info. THanks in advance!!!

Annual Income $90,000 ...seeking Health Insurance Low cost? Even though my annual income is 90,000 i pay 2800 rent and have other expense.How can i get low cost health insurance .PLease assist