How much would a young healthy person under 30 pay for disability insurance?

Any other thoughts on disability insurance welcome. thnks

Public Comments

1. Depends on what level of income you want should you become disabled. I pay about 300/mo. but that is for 200K/yr.
2. wwo! I don't know! I was shot in 1973, and have been of disability for the last 33 years. I'm going to tell you, if you become disabled. no amount of money compensates for that maybe 10%
3. That's going to depend on how much coverage they want, if it's short term or long term, what the waiting period is, if it's usual & customary occupation rider, and if there's an inflation guard endorsement. Oh, and also, where they are located.
4. Most disability policies are about 2% of your annual salary.
5. premium is based not only on age but also in the amount of disability that you are buying. Also important to get a "your occupation " policy instead of "any occupation". Your occupation means that if you are not able to work in your line of business you will get pay even if you qualify to do any other type of work