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Substandard Impaired Risk Life Insurance is an industry term used to describe insureds that do not qualify for standard or better rate classes.The Insurance companies all have rate class categories that the insured person is classified in, then they calculate the premiums.  So if you are a preferred or preferred best rate class then your [...]

This diabetes life insurance underwriting guide can and should help you diabetics better understand how to get the best life insurance underwriting when you apply for a policy.
Diabetes is a metabolic disorder that is caused by not enough production of insulin in the body. It is mostly irreversible but can be controlled by diet, [...]