Ya-Online-Juegos.com | Workers Compensation – Workplace Accidents – Act & Make a Claim!

Post date: May 13th, 2010

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If you are a working professional and think you are safe, you may be wrong. It is not necessary that you may be free from any kinds of accidents. Injuries at work might occur due to various reasons. You may have slipped over a wet surface that was not cleaned, tripped over a bunch of wires lying on the floor, fell from a staircase that was very high, fell from a chair that was not in working condition, got short circuit from wires lying carelessly, and so on. There is no end for the possibilities from which an accident might occur at the workplace.

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By joining a purchasing group in Texas, the employer gets the premium discount for the premium volume of the whole group, not just his/her own premium. The premium discount for The Texas Green Industry for 2009 was 10.9%. Combining this discount and then participating in a work comp health care network can achieve substantial savings. The work comp health care network savings is an additional 12%. The employer then is eligible for a dividend based on his/her own experience and another dividend based on the experience of the group as a whole.

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Jonathan Gerber’s study entitled “An Evaluation of Drug Testing in the Workplace: A Study of the Construction Industry,” found the following:

1. Within two years of starting a drug-testing program, the injury rate had decreased by over 50%.

2. If you decrease injuries, you will in almost always reduce the workers’ compensation experience-rating modification factor. Companies implementing drug-testing programs experienced greater reductions in the experience-rating modification factor than those that did not implement drug testing. Over 70% of employers with drug-testing programs said that the benefits of drug testing outweighed the cost of the program.

Code 0042 is the workers’ compensation code for landscape contractors. This code is considered a construction classification, and includes planting trees, shrubs, plants or flowers, as well as planting or sodding grass for lawns or commercial landscapes. A landscape contractor my also perform lawn maintenance services. Those payrolls are rated separately under code 9014, Lawn Maintenance – By Contract.

So is drug-testing being to costly? In addition to the saving from the reduction to your experience modifier, you reduce your exposure to general liability claims. If your employee is intoxicated or high on the job, he may cause damage to either a third party’s property or to the third party or another employee. This could be a negligence claim. Texas lawyers like general liability claim litigation more than work comp litigation. They also like any type of negligence claim. The work comp system took away lump sum settlements years ago, but this is not true in general liability claims. The small employer is putting his/her business at risk by not drug-testing. I have seen high insurance costs or the inability to obtain insurance cause many small construction companies to go out of business. Drug testing is not too costly. Properly administrated, drug testing can put more money to the bottom line you can be published without charge. You can to republish this article in your website or blog. Please provide links Active.

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